Interest and Riba
4,478 questions
What is the ruling on bank interest accrued from money deposited in banks, whether in investment accounts, savings accounts, or current accounts, regardless of whether the banks determined it in advance or at the end of the year?
Is it permissible to purchase home furnishings in installments through a bank with interest, an insurance percentage, and a deduction from the salary, and is it permissible to receive the amount in cash from the financier instead of the furnishings?
Is it permissible for a father to dispose of the reward granted to a female student by a Quran memorization school?
Is it usury for a partner to withdraw amounts exceeding his salary and for his account to be charged interest on them at the bank rate?
Is it permissible to use an application that allows payment within 30 days without an increase, but charges a fee for extending the payment period if payment is not made within the specified time, while being careful to pay immediately upon receipt of the goods to facilitate returns?
Is a 'good loan' (Qard Hasan) that a company grants to employees in exchange for a fixed fee, proportional to the borrowed amount, Islamically permissible?
Is it permissible to take a loan from the mandatory provident fund at my institution, knowing that the fund gives interest on employees' balances, with the intention of making a set-off between the interest due to me and the interest calculated on the loan to avoid what is unlawful?
What is the ruling on bank interest, and is it permissible as stated in some fatwas?
Is the repentance of one who guaranteed an interest-based loan accepted despite its ongoing repayment? And will her prayer for a righteous spouse be answered? And will the children be punished for the sin of their father who deals with usury? And is his money unlawful if he starts a project with this loan? And will the prayer for sustenance through a righteous spouse be answered despite the father's continued dealing with usury?
Is it considered unlawful to use the proceeds of a bank deposit to pay the interest on a loan secured by the same deposit, especially if the interest paid on the loan is less than the principal of the loan due to the declining interest rate?
Is all money considered usury if a sum is borrowed with interest from a bank and then repaid in full?
Is it permissible to proceed with a contract to purchase an apartment from the Awqaf Authority, which includes an usurious condition (a 1% late fee on overdue installments), while being careful not to delay payment to avoid usury, or does the sin occur merely by the presence of the condition?
Is it obligatory to return the monthly allowance I took from my children, knowing that I provided for their university education and my financial situation is now weak and I am in debt?
Is it permissible for a son to open a bank account in his father's name to transfer some of his own money to it, knowing that his father deals with Riba (usury or interest), and is it permissible for him to take interest from this account?
Does a wife have the right to dispose of the money and properties of her husband who is ill with Alzheimer's, and is it permissible for the children to eat and drink from this money as before?
Is it permissible to purchase a portion of an employee's right from a company (25,0 out of 37,0) for a larger amount (50,0 Egyptian pounds), knowing that the company has not paid his dues and he is outside the country, and that the questioner previously took money from the company without its knowledge?
Is purchasing an apartment with a down payment and the remainder of the price paid in installments with a known annual interest, despite the buyer's unwillingness due to the seller not accepting the full amount, considered explicit usury, and what is its ruling?
Is it permissible to repay the loan amount at half the value of the current agreed-upon apartment (EGP 400,0), or must only the borrowed amount (EGP 250,0) be repaid?
What is the difference between the permissibility of selling a camel for two camels on credit and the prohibition of lending a camel to be returned as two camels? And is the meaning the same as the prohibition of Bay' al-'Inah, in that it is a loan with interest?
Is it permissible to pay off a loan with a new loan to avoid legal accountability and to cancel the interest accrued on the first loan, which its owners refused to pay in installments?
ما هو السبب الرئيس لتحريم الفوائد المصرفية للمودع وللمصرف؟
Is it permissible to deal with a company that pays for goods I purchased from outside the country, and then I repay the amount to it after two months with a 6% commission, knowing that the commission increased by 1% due to not paying in cash?
Is it permissible to accept a job offer that includes a penalty clause for taking clients, and an interest-based clause for delayed invoice payments, knowing that the penalty clause is impossible to enforce?
Is buying a car through the bank—by paying a down payment to the showroom, then the bank settling the remaining amount with the showroom, with a sales prohibition on the car, and paying installments to the bank with interest—considered unlawful or doubtful?