Interest and Riba
4,478 questions
Is depositing money in a bank savings account considered unlawful?
Is it permissible to use a phone without my father's knowledge for studying when necessary, and am I sinful for giving private lessons to pay off debts, also without his knowledge?
Is an agreement to purchase goods for the company for a specific amount, with a pre-determined profit added after a certain period, and then transforming that into a sale to the company after the purchase, as if the seller sold it to the buyer with an increased profit, considered Murabaha or Riba (usury)?
Is it permissible to purchase the right to reside in a compound built with an interest-based loan, given that there is no alternative for housing in this manner, and the purchase was made with unborrowed money?
What is the ruling on taking a loan with interest from a company, knowing that the company does not have liquidity and takes the amount from a bank, then returns the amount to the bank at the same value while the company takes the interest?
What is the ruling on taking profits from bank certificates to face the high cost of living, given the difficulty of engaging in trade to avoid usurious interest?
What is the legal ruling regarding guaranteeing a loan with 5% interest for a commercial project, knowing that the guarantor is paying off a portion of the loan amount and is in need of money?
Is the delay penalty ruled by the judge in a debt case considered usurious interest (riba), especially if the debtor believes that taking it is an injustice to him and an increase upon the money he was loaned?
Is it permissible for a Muslim to help his brother purchase a used car in installments without a down payment, with the addition of a small profit margin (interest) to the original price, of which the buyer is aware and content? If the answer is no, what are the conditions for permissible installment payments with a lawful profit?
What is the ruling on a bank that provides a beneficiary with the necessary equipment for their project in exchange for the repayment of the original cost of the equipment along with the bank's profits in monthly installments? Is this usury (riba) or a deferred sale?
Is it permissible to take out a loan with interest from a usurious bank for a state-owned public company, knowing that the beneficiaries of this loan are the citizens and not individuals?
Is working at an association that lends to small-scale manufacturers with interest rates of 17%, which is its sole source of income from which salaries are paid, considered unlawful, taking into account that I possess sufficient savings for my family and me for years?
Is the accountant's work in recording usurious interest within the expenses and revenues of companies dealing with usury considered to fall under the Prophetic Hadith concerning the cursing of "the one who records usury," especially if the accountant does not deal with usury and inwardly disapproves of it, and what is the legal ruling on the work of an auditor who audits companies dealing with usury in addition to permissible companies, knowing that his refusal to do so may lead to his dismissal from his job?
What is the ruling on purchasing devices in installments through bank cards if the bank adds "administrative fees" to the monthly installment, and these fees are not related to late payment, but it is not clear whether they are related to the value of the amount?
How can a woman who does not wear a hijab start wearing it, despite her fear that this might lead to her husband's decreased interest in her, his neglect of her, and his attraction to other women?
What is the ruling on bank interest, and must it be returned to the bank, or is it permissible to give it to the needy?
Is it permissible for my father to withdraw from the project and retrieve his money after its purchasing power has decreased, or should he calculate the full cost of the project and take a profit proportionate to the amount he paid, instead of splitting it fifty-fifty, especially given his rejection of the idea of loans to complete the project?
What is the ruling on children agreeing to leave their deceased mother's house as a memorial to her and not dispose of it?
Is it permissible for me to agree with the landlord and the bank to increase the property's value to 600,0 instead of 450,0, so that I can receive the difference of 150,0 to cover my essential household needs, or does this fall under the category of usury (riba)?
What is the ruling on money earned from hotel work that has been sent as a gift to relatives, donated to Islamic committees, or used to furnish a marital home, and is it obligatory to destroy these furnishings, and what is the expiation for that?
Are loans from banks permissible via Islamic facilitation, such as when the bank sells iron and gives the amount [of money] and settles it in installments with the client?
Is it permissible to take out a diminishing interest loan from a bank to pay off partners who wish to exit a successful service project, which is a source of livelihood for a number of people, given the pressing necessity and the inability to secure funds through other means?
What is the ruling on taking a financial loan from a bank with interest paid by the government company where the employee works?
What is the ruling on the "Al-Tayseer" account at Al-Ahli Bank, which finances the customer based on their capacity, by selling a metal or iron where the customer authorizes the bank to sell and buy it, knowing that the bank sets a 7% increase before selling the commodity?