Interest and Riba
4,478 questions
Is working in a national bank and the money earned from it unlawful (haram), especially with the family's need for money?
Is the loan provided by the bank for developmental projects permissible or impermissible, given that the bank deducts an amount for administrative expenses and requests life insurance documents for the borrower, and insurance for the building and against fire?
What is the ruling on disposing of a remaining amount from the sale of a house that was purchased with an interest-based loan after paying off the principal of the loan? Is it permissible to use it personally, give it to relatives, contribute it to mosque maintenance, or make it an endowment?
What is the ruling on taking a loan from an educational bank for root canal treatment, given the high costs in Europe and the unavailability of a less expensive treatment alternative in the home country due to the short duration of the holiday?
How can one deal with a cousin from the paternal or maternal side who is characterized by a long and hurtful tongue, without severing kinship ties, with the desire to stop his transgressions without responding in kind or resorting to estrangement?
Is a Visa card considered usurious if payment is made within the specified period without interest, and is it permissible to benefit from the items purchased with it?
What is the ruling on purchasing goods with credit cards, with the amount being paid in interest-bearing installments?
What is the reality of Islamic mortgage financing, and is it endorsed by scholars? Is the method followed by Islamic banks illegitimate? What is the difference between an interest-based loan and an Islamic mortgage? How can one convince someone who believes that Islamic mortgage financing is not permissible in Sharia?
Is taking a loan for two days for the purpose of proving possession of money without spending it, then returning it, considered usury (riba), and can this be avoided by an agreement not to spend it or by other means?
Is it permissible to deal with an Islamic bank that purchases the house on behalf of the client by virtue of an agency from him, then the client pays the installments to the bank with a fixed increase, provided there is a penalty clause that is spent on charitable projects or refunded after five years? And is it permissible to open Murabaha accounts in this bank if the first transaction is impermissible?
Is it permissible to take out an interest-bearing loan to pay off multiple debts, knowing that there is no other way to pay them off and that failure to pay will result in material and moral harm?
Is it permissible to deduct previously paid usurious certificate returns as zakat from the total interest that must be returned to charitable causes, and is intention required for that?
What is the ruling on installing surveillance cameras inside and outside the mosque to reduce thefts, with an emphasis that they do not violate the privacy of worshippers?
Is it permissible to take out an interest-bearing loan from a non-Islamic country to complete the construction of a house in an Islamic country, by analogy with the fatwa that permits interest-bearing loans for purchasing a house in non-Islamic countries due to high rent and necessity?
Is it permissible to transfer bank interest to another bank account to pay non-refundable travel visa fees?
What is the ruling on depositing money in a bank with an investment certificate that has a monthly disbursed profit margin? Is that considered usury?
Is dealing with a person who borrows a sum of money and pledges to return it along with a larger amount in case of profit considered an interest-bearing loan or a voidable Mudarabah? And if it is a voidable Mudarabah, does the capital return to its owner and the Mudarabah become nullified, or does the Mudarabah continue with the voidable condition being nullified?
What is the ruling on dealing with bonds that have fixed, predetermined returns?
Are laws prohibiting marriage for those under 18, permitting consensual fornication, and preventing marriage to foreign women considered man-made laws that contradict God's law, and is the last of these considered blatant disbelief?
What is the ruling on a bank loan that does not charge interest (0%) but imposes a one-time processing fee of 2.99% for the file?
Is it permissible to return a sum of money with an added "gift" to the one who offered financial assistance, without a prior agreement, out of fear of falling into usury (riba)?
Is it permissible for a widow to give her mother and siblings from the pension she receives from the state?
What is the ruling on bank interest for savings certificates in light of the current economic conditions?
Is it permissible to take out a loan for travel in order to complete one's studies, become self-reliant, and help the family, after losing one's home and facing difficult living conditions?