Interest and Riba
4,478 questions
Is it permissible for a father to approve his daughter’s divorce and the destruction of a family without a convincing reason, and am I sinful if I divorce her and leave the children for her to raise them with pampering and stubbornness?
Is it Islamically permissible to open a commercial shop that is required to have compulsory insurance in France, due to the unavailability of cooperative insurance there, knowing that gharar (excessive uncertainty/risk) is permissible out of necessity, unlike riba (interest)? And is this considered one of the necessities of people that permits commercial insurance, knowing that the shop might be for selling rare halal foods, or for opening a travel agency to organize Hajj, which the Saudi Ministry of Hajj requires to be through travel agencies? And does undertaking this insurance constitute a barrier to remaining in the land of kufr (disbelief)?
Is keeping a small amount (840 Algerian Dinars) in a current account at an interest-based bank considered a sin that necessitates getting rid of it to complete the avoidance of dealing with interest-based banks, and what must be done about it?
What is the ruling on using the father's car and living in his house if they were bought with money mixed between lawful and usurious, and the percentage of usury is greater, and what is the solution in this case, and does that affect one's studies? And is the son sinful if he agrees to that and does not admonish his father?
Is it obligatory to shut down "Al-Waraqa Ad-Da'wiyah" website, which contains verses, hadiths, and fatwas, after the fatwa prohibiting the hanging of Qur'anic verses, or can it be continued, and how can graphic design talent be utilized in calling people to Allah?
Is it permissible for me to benefit from the interest earned on my maternal uncle's bank account, which was transferred to me to avoid usury, and which I usually distribute to the poor, on the condition that I distribute the amount later, after two months, due to my urgent need for the money?
What is the ruling on purchasing an apartment by installments using the Murabaha to the Orderer formula, in accordance with the established controls and conditions, and how can this aforementioned financing be obtained?
What is the ruling on Tawarruq through shares in the Arab National Bank, given that the employee buys the shares and places them in the client's portfolio with the possibility of selling or holding them, and the bank gives the client a cash gift of 1% of the Tawarruq amount after approximately one week? And what is the correct method for Tawarruq?
Is a wife entitled to intervene in her husband's excessive interest in the computer and his desire to establish relationships with girls with the intention of "da'wah" via Facebook, and are her jealousy and actions considered spying?
Is it permissible to purchase a car through a system offered by major companies, where one opens a bank account with a value equal to the car's price, links it as a deposit with an annual profit, then signs a car loan agreement with a lower interest rate, and links the deposit as collateral for the loan, knowing that the net result is receiving a larger sum than what was paid?
What is the ruling on selling by installments if an external party comes forward, pays the price of the commodity in cash to the seller, and then collects the installments from the buyer with an increase? Is this considered usury? And what is the correct Shariah-compliant method for selling by installments between the seller, the buyer, and the third party who pays in cash?
Is it permissible to purchase equipment and supplies in installments if the provider deals with an interest-based bank, and this bank will transfer the installments in coordination with the bank where the allowance is disbursed?
How should one deal with people who were helped with money from an interest-based loan after repentance?
Is it considered usury for the bank to purchase the necessary equipment for my project, and then I repay the amount to them with a small interest, instead of them giving me money?
Is it permissible to sell the uncle's share from the deceased father's inheritance to settle a debt of the father, without the mother's consent, and does the ruling remain valid after 32 years?
What is the ruling on subscribing to Bupa medical insurance for myself and my family members?
Is it permissible to benefit from the money remaining after getting rid of a usurious loan, whether by returning the house to the bank and getting back the down payment, or by selling it and settling the loan?
Is working for an information security services company that specializes in securing insurance card data (Visa, MasterCard) for banks permissible or forbidden, and is it permissible to help one's father with the expenses of Hajj from this money?
What is the ruling on dealing in international stock markets, and on purchasing shares of a telecommunications company where a free share is added for every share held for three years? Is this free share considered a form of usury? And how can one dispose of the effects of previous transactions if they were usurious?
Is the method of financing a project by giving the lender a check for a specified profit margin, and then the borrower repays the amount in installments via checks, permissible in Islamic law? If it is not permissible, is it valid to circumvent the ruling by having the lending institution issue an authorization to a third party to cash the check, who then sends the money to the original merchant in China based on invoices sent by the borrower?
Is it permissible to help one's father tend to a farm that he bought with an interest-based loan, and if helping is not permissible, is it permissible to work with him for wages?
What is the ruling on working in a commercial bank in the credit department when there is no way to leave it, and what is the ruling on being forced to borrow with interest to provide more spacious housing?
What should a guarantor do who guaranteed a person for a loan that turned out to be usurious, while he was unaware of that, especially since the guarantor is a government employee and guarantees repayment if the borrower fails to pay?
Is it permissible to donate the remaining installment amount of a loan to the poor if the court rules in favor of the borrower, despite his 20% doubt about not having repaid it, and the bank having no material proof of non-repayment?