Interest and Riba
4,478 questions
Is it permissible for me to enter and audit amounts that have been spent with a usurious bank credit card belonging to the employer?
What is the ruling on subscribing to a company that invests in real estate, industrial, and agricultural sectors, manages institutional funds, provides studies and consultations, brokers lending and borrowing, trades securities, offers Ijara-based financing, provides loans to others, deals in the foreign exchange and precious metals markets, owns intellectual property rights, and establishes and manages investment funds?
What is the ruling on changing invoice numbers for customs and the value of the invoice, and what is the ruling on calculating interest at the behest of the company owner?
Is the project of deducting a portion of one's salary and saving it with the company for three years, to be returned twofold, or to be retrieved without multiplication before the end of the period, considered usury (riba)?
Is forgiving colleagues for the extra amounts taken from them as a gift sufficient expiation for the sin after realizing that the transaction was usurious?
What is the ruling on visiting and congratulating a woman in childbed who is born of zina or from a kafir man, if she is a relative?
Is giving the contractor a promise-to-sell document to the buyer, who then uses it to obtain an interest-based loan from the bank, considered cooperation in sin, and must he stop giving this document?
Is it permissible to insure a car—which is legally mandated—with interest-bearing benefits?
Is it permissible for a girl to look at a man if she senses his desire to marry her or his interest in her?
What is the ruling on borrowing with interest from banks out of necessity, to avoid asking people and the embarrassment that entails?
How can one respond to those who cite the Almighty's saying: {O you who have believed, do not consume interest, doubled and multiplied} as evidence for the permissibility of a small amount of interest, and who see the hadith: "A dirham of interest consumed knowingly by a man is worse than thirty-six acts of fornication" as indicating the enormity of the sin of interest, not its complete prohibition?
Are the shares of real estate companies and Islamic banks permissible or impermissible?
What is the ruling on doing good deeds with money obtained through a loan, such as printing Qurans, building mosques, and sponsoring orphans?
What is the ruling on two people agreeing that the first person buys the tax exemption period belonging to the second person, so that the second person submits a tax exemption application for an establishment that, in reality, belongs to the first person, in exchange for a monthly sum of money paid by the first person to the second?
What is the ruling on an employee depositing temporary trust funds into his personal bank account to benefit from their interest?
Is the interest-free loan (Qard Hasan) of EGP 36,0, repayable at EGP 28,800, provided by the company, considered Riba (usury) if it is conditioned on continued employment for five years, with the stipulation that the full amount, including interest for the entire period, must be repaid if the employee leaves the company?
What is the ruling on dealing with someone who has taken out an interest-based loan, and is it permissible to visit him and attend the events he hosts?
What is the ruling regarding the estate of a deceased wife who willed that the installments for the apartment be paid from her financial entitlements, and does the inheritance include the entitlements from the savings fund and the death grant, and what is the share of the heirs in the apartment and when is it due?
Is it permissible to give the proceeds of usurious bank interest to a colleague to repair his car, knowing that he is obliged to pay for his car's maintenance costs from his own money?
What should I do about dealing with an interest-based bank to which I am indebted, while I can transfer my account to an Islamic bank that would buy the debt for a lower value? Should I continue making payments to the interest-based bank until a certain amount remains, then transfer my account? And what should I do with the surplus that accrues in my account during this period?
Is it permissible to hold shares of a company whose primary activity is halal, but which deposits a portion of its profits in interest-based banks or organizes competitions that involve an element of doubt, bearing in mind that these shares were granted as a bonus and were purchased by the parent company, which pledged to compensate for any loss in the first six months?
Is it permissible to purchase an item in installments for 2000 dinars—knowing that its cash price is 1800 dinars—from a seller who is not a bank, and the installments will be paid via a salary deposited in an interest-based bank?
Is a bank loan for buying a house considered usury (riba), especially with the pressing need for independent housing separate from the husband's family and the commitment to hijab?
Is a delay penalty permissible on installments, whether intentional or due to an excuse? Is it permissible to waive a portion of the debt upon settling the remainder before its due date? What is the ruling on selling an item purchased on installments for cash to exploit its value?