Interest and Riba
4,478 questions
What is the ruling on purchasing an apartment through murabaha via an Islamic bank, where the murabaha rate is variable based on the increase in real estate value, keeping in mind that conventional banks offer its purchase with fixed interest rates and allow for a reduction in the total amount upon early repayment?
Is it permissible, from a Sharia perspective, to rent safe deposit boxes (vaults) in Riba-based banks to store money and gold for 20 Jordanian Dinars annually?
What is the ruling of Islamic law regarding someone who deals with an interest-based bank through deception, by obtaining an interest-based loan for building a house or getting married, and then does not repay it in full, claiming it is an interest-based loan?
What is the ruling on taking a loan of 3,0 dinars, to be repaid in installments over 50 months, with each installment being 60 dinars, and a 2% interest on the amount, from which one is exempt if the last 10 installments are paid in a lump sum in the forty-first month?
How can one dispose of all the money deposited in an interest-based savings account, including the mandatory amount (five dirhams) on which interest accrues, knowing that one does not wish to keep any money in an interest-based bank?
Is it forbidden to work for a company owned by an interest-based bank, which operates in the field of financial leasing by registering the ownership of the leased item in the company's name until all installments are paid, and by taking a price for the item that is greater than what it was purchased for?
Is the wife obligated to pay zakat on the husband's bank deposit from her own money, and is it permissible for her and her children to benefit from the profits of this deposit?
Do the sisters of the deceased woman have the right to claim a portion of the gold she left, considering she willed that it not be sold because it is a memento for her orphaned son?
What is the ruling on using a credit Visa card from a usurious bank if payment is made before interest is calculated, and is it permissible to open a current account in a usurious bank when an Islamic alternative exists, and what is the difference between a usurious and an Islamic bank if the client neither benefits from nor pays interest?
What is the ruling on depositing money in banks, especially if Islamic banks invest their money in conventional banks and stock brokerage firms, and what is the harm if banks trade on my behalf if I am unable to trade myself?
Is it permissible for a husband to divorce his wife because her face is "ugly" to him, especially when there are children, and her family also confirms that her face is "ugly" to them?
How can I purify mixed earnings from an investment fund that deals with usurious and Islamic companies and banks without knowing the exact source of the profit? And is it permissible to use these usurious earnings to pay off the interest of a usurious loan for a relative?
Is it permissible to obtain a loan from a state-owned bank, where the loan funds originate from it, knowing that the bank's managers determine that the allocated interest is in exchange for the bank's services and its administrative and engineering oversight costs?
What is the ruling on working at Al-Rajhi Islamic Bank?
What is the ruling of Islamic law regarding the inheritance of a house that was acquired through an interest-based loan and life insurance from non-Islamic companies that paid off the remainder of the debt?
What is the ruling on building upon land owned by its proprietor when the authorities prohibit it and indirectly demand a bribe?
Is Zakat due on the entire amount borrowed and invested, or on the remaining amount after the loss?
Must the wife return the 500 dinars with a 5% annual interest so that her previous four years of service are counted towards the social security years, or should she return the amount without interest and those years not be counted?
Is it permissible to donate money taken as usurious interest from the bank to purify oneself, or must it be given from one's own private funds?
Is a bank loan taken to finance a project, with an interest rate of 24% over five years, considered usury (riba) compared to purchasing equipment in installments with a 2% monthly interest rate? If it is usury, what is its expiation, and why is there insufficient awareness regarding this matter?
Am I entitled to claim the agreed-upon compensation after my brother failed to pay the agreed-upon amount on time?
What is the ruling on borrowing from banks, based on the Ministry of Interior's decision, by which the Ministry of Finance deposits funds in specific banks as deposits at a service charge of 1%, and these banks directly lend to beneficiaries with a service fee of 2% (1% for the deposit service and 1% for the loan service), knowing that these banks direct beneficiaries to other banks to receive the loan? And does the rule "necessity permits the prohibited" apply in the event that borrowing is deemed impermissible?
What is the ruling on participating in the design and implementation of an online instant bill payment service program for a telecommunications company, which provides its service to numerous banks and entities (some usurious and some Islamic) to collect bills from customers on their behalf and transfer the money to the telecommunications company's account the following day for a fixed amount taken by these banks and entities?
What is the ruling on placing a deposit in an Islamic bank and purchasing a car from it through an Islamic Murabaha system for an amount exceeding the original price with a 12% profit, guaranteed by this deposit, such that the installments are paid from the deposit's profit? And what is the ruling on submitting documents for a plot of land instead of the car to expedite obtaining the amount? And what is the correct Murabaha system, and what should I do about the installments I have already paid?