What is the correct interpretation of verse 24 of Surah Yusuf, and what is the ruling on experiencing desire when reading its interpretation, despite one's dislike for it?

The noble verse: ﴿And she certainly desired him, and he would have desired her had he not seen the proof of his Lord. Thus, We diverted from him evil and indecency. Indeed, he was of Our chosen servants.﴾ [Yusuf: 24]. The exegetes mentioned several interpretations regarding Yusuf's desire, including:

That his desire was merely fleeting thoughts of the self that did not reach the level of determination, and the proof of his Lord diverted him from that. This is supported by Al-Qurtubi, who attributed it to Al-Hasan. That the intended desire refers to mere thoughts for which a person is not held accountable, as stated in the Hadith of Abu Hurayrah from the Prophet, peace be upon him: "Indeed, Allah has overlooked for my Ummah that which their souls whisper to them or speak to themselves, so long as they do not act upon it or speak of it." That his desire for her was for striking or a wish for marriage, and it was said that he did not desire her at all, and that there is an inversion in the verse, meaning: Had he not seen the proof of his Lord, he would have desired her, but the desire did not occur due to the presence of the proof. The exegetes differed regarding the proof that Yusuf saw; it was said: he saw the image of his father Ya'qub, and it was said: the phantom of the king, and it was said: inscribed on the wall of the house, "Do not approach unlawful sexual intercourse. Indeed, it is ever an indecency and an evil way," and it was said: other signs. The correct view regarding the proof is that it was a sign from the signs of Allah that deterred him from what he desired, without specifying anything in particular. The important thing is that Allah diverted evil and indecency from him because he was one of His chosen servants.

As for the mentioned feelings (thoughts and whispers), a person is not held accountable for them unless he determines to commit the forbidden act.