Insurance
706 questions
What is the ruling on insurance that is set for a specific period with a quarterly or monthly premium, where the insured recovers their paid share along with profits at the end of the period?
What is the ruling on the monthly deduction from one's salary for health coverage, and is it permissible to take the refunded amount?
Is it permissible to refund the cost of medications purchased from a pharmacy without a medical examination, by offering a sum of money to the doctor to issue a medical prescription and an insurance form retroactively, knowing that the intention is solely to recover the cost of the medications, and is this considered fraud against the insurance company, and does the doctor bear part of the sin?
Should the money deducted and deposited by the company into the special insurance fund – which invests in usurious banks – be left or claimed, and is it considered the right of the questioner or must it be relinquished?
Is it permissible to pay off debts from the profits of life insurance policies?
What is the ruling on the family treatment system in oil companies that relies on deducting a small monthly amount from employees' salaries in exchange for covering part of the costs of treatment, medications, and surgeries? And does this system differ from insurance contracts that are Islamically forbidden?
Is the monthly financial compensation provided by the insurance company as a result of a work accident permissible or forbidden?
Is it permissible to insure an engineer who is not working, merely for the purpose of completing tender documents?
Is the questioner's situation – given the lack of suitable employment, the need to save money for a demanding course of study for a specific profession, and the difficulty of achieving this except by leasing a car to a company that requires comprehensive insurance – considered a necessity that permits him to contract for insurance with the company, provided that he commits to neither benefiting from it nor letting the company benefit, and repairing the car outside of the insurance or paying the cost of repair to absolve himself, knowing that alternative opportunities available to him are unfeasible or impossible?
What is the ruling on a witness increasing the deceased's salary in order for his family to receive greater insurance?
What is the ruling on defrauding compulsory commercial insurance in two cases: First, damaging the insured's car to replace its parts at the expense of the insurance company with the consent of the insured? And second, a worker feigning that he is still employed by a former contractor to benefit from his medical insurance after being injured?
Is it permissible to benefit from the medical insurance service provided by the German insurance company (Allianz) as an incentive from the company, given that the company pays the full annual premium without any deduction from the salary, and what is the ruling for one who seeks treatment at his own expense and then demands reimbursement from the insurance company?
Is it permissible for my wife to work at a pension insurance company, knowing that her work is limited to signing contracts, and is it lawful for me to eat from her money if her work is impermissible?
Is working at the National Social Security Fund, which imposes late payment penalties on those who are tardy in paying their contributions, permissible (halal) or forbidden (haram)?
Is it permissible to perform Umrah using the insurance benefits their parents received after the death of their sister?
What is the ruling on life insurance and on the compulsory loan in the Murabaha sale imposed by the Ministry of Finance on the Islamic bank? Is it permissible to deal with the Islamic bank to support it despite the corruption of some of the conditions imposed on it? And can we comment on the statement: "And there remained detailed issues related to some clauses of the Murabaha contract for the one who commands the purchase, such as the condition of immunity from hidden defects, and the obligation of the promise to purchase and insurance on the sold item and on the debt, and penalizing the defaulting debtor, which requires much detailed discussion, yet they do not necessitate casting doubt of Riba on this transaction; rather, the most that can be ruled upon them is the corruption of these conditions, and the sale may be valid with the corruption of the condition, which the ruler must annul while enforcing the contract without it, this is if we assume for argument's sake the saying of prohibiting such conditions or their non-necessity"?
What is the ruling on the insurance paid before an auction by someone participating in it, and what is the ruling on postponing the payment of the remaining amount after the auction is settled?
Is it permissible for my father, who participated in insurance for over twenty years and was ignorant of its prohibition, to take the money after reaching retirement age, or must he leave it and donate it?
Can the answer to question number 2146065 be clarified?
What is the ruling on taking an insurance fee to guarantee that registered participants in an activity do not withdraw, given their awareness that it is non-refundable in case of withdrawal?
Is it permissible to receive entitlements from the Bar Association despite not practicing the profession and only paying the fees, and what is the ruling on working in the legal profession while applying man-made law?
Is dealing considered permissible or impermissible, based on the conditions stipulated in the contract, for purchasing a car through commercial financing (Murabahah) from the Fund, which includes conditions such as the duration of membership in the Fund, the age of the car, the annual Murabahah rate, and the obligations incumbent upon both the employee and the Fund, including the employee bearing the costs of mortgage, insurance, and the transfer of ownership twice?
Is the husband's action considered unlawful (haram) if he exchanges remaining medications from his private company insurance for other medications from an external pharmacy, knowing that he has sufficient money to purchase the medicine?
To what extent is this transaction permissible, which is based on paying a monthly sum to obtain a larger sum after a specified period, or for the heirs to receive certain sums in cases of death or total permanent disability? And does the ruling differ if the bank is usurious or the insurance company deals with usury?