Insurance
706 questions
What is the religious ruling on mutual aid funds in syndicates and insurance companies, where the participant pays installments and receives a larger sum at the end of the period?
Is the landlord entitled to take the full security deposit because the tenant vacated the leased property before the end of the contract and no replacement tenant was found, even if the tenant refused to pay the consumed electricity bills, claiming that their value is less than the withheld security deposit?
What is the ruling on purchasing a car from an Islamic bank that requires salary transfer, a 20% self-financing contribution, a fee for file processing, compulsory insurance, prohibits selling the car despite its ownership, stipulates insurance through an affiliated institution, and refuses to allow the buyer to review the contract terms in advance?
What is the ruling on life insurance in Europe, given that they give the deceased's family one month to pay the deceased's bills, after which his entire balance is withdrawn, and also given that there is mandatory car insurance?
Is it permissible to enroll in health insurance for the purpose of obtaining medication for multiple sclerosis, given that the cost of the medication is very high and exceeds the value of the annual insurance premiums?
What is the Sharia ruling on receiving financial compensation for a car accident?
Will my sister's husband be sinful if he returns to working in banks due to the unavailability of other work, knowing that he refused to work in insurance companies for the same reason?
What is the ruling on working as a treasurer in a company that insures its properties with an insurance company, and issues insurance checks and delivers them to the insurance company?
What is the Islamic ruling on insurance, and on life, health, home, and car insurance, and on working in insurance companies?
What is the ruling on working in the preparation of tenders for a company that insures projects and workers, and extracts bank guarantees without full financial cover?
What is the ruling on the transactions of the Tunisian Zitouna Bank regarding a car purchase contract after the bank waived the late payment penalty and commercial insurance?
Am I obligated to pay compensation for the accident I caused, or should I let the commercial insurance company pay it, especially since I was unaware of the impermissibility of commercial insurance at the time of contracting, and given that insurance is compulsory in the state?
Is it permissible to join the pension and social security system, knowing that the authority's investments involve commingled funds and a sharia-compliant portfolio cannot be allocated, and that joining the system is optional?
Is blood money and expiation obligatory for someone who hit a person with his car as a result of the latter's sudden appearance and his inability to avoid the accident except by endangering his own life, knowing that he does not possess sufficient funds for blood money and cannot seek assistance from his 'Aqilah (male relatives responsible for paying blood money), and is it permissible for him to pay what he possesses even if it affects his ability to help his children marry, or is it sufficient for him to pay the insurance amount?
What is the ruling on money taken from the "Hafiz" program after joining work and before registering with social insurance?
What is the ruling on taking the price difference between the cost of the health insurance card and its selling price without the workers' knowledge, and must this difference be returned to them? What about issuing invalid insurance cards to non-Muslim workers and handing them over despite my knowledge of their invalidity; am I obliged to offer expiation for this, and how is it done? And what is the interpretation of a dream about drinking alcohol after the Fajr prayer has passed?
What is Islam’s ruling on a Muslim selling a car that he bought at a low price from a non-Muslim, and then the non-Muslim reports it stolen to receive insurance compensation, thereby obtaining money from the Muslim and the insurance compensation?
Is it permissible for the insured to purchase eyeglasses with high-quality lenses and an inexpensive frame, while his wife purchases eyeglasses with inexpensive lenses and an expensive frame, then gives him the frame, in order to benefit from the insurance amount allocated for eyeglasses? Is it permissible for the insured to purchase lenses that consume the entire insurance amount allocated for eyeglasses, even if it exceeds the maximum limit for lenses, and then pay the difference? And how can he absolve himself of the amount spent on the frame, knowing that what has been spent on insurance cannot be returned?
Is a life insurance policy, which becomes payable after a specific period with profit, or upon death with the profits of that period, permissible or forbidden?
Is the excess amount from the insurance, after repairing the borrowed car, the right of the borrower or the owner?
What is the ruling on paying a monthly insurance premium to an insurance company to rent an apartment in Britain after paying an initial deposit, if non-payment will lead to losing the apartment and the amount paid?
What is the ruling on programming a medical application that helps calculate financial claims for insurance companies, knowing that five of these companies are banks, and a promise has been made to deliver this program? And does this fall under the ruling of prohibited medical insurance?
Is it permissible to take a loan from the Jordanian Islamic Bank for construction, where the bank pays the value of material invoices agreed upon by the buyer and the merchant directly to the merchant, with a profit margin for the bank, even though the bank does not own these materials?
What is the ruling on taking money resulting from sharing the health insurance amount with a dental clinic, knowing that the insurance company pays the amount whether it is utilized or not, and that not utilizing it transfers the amount to the insurance company?