Insurance
706 questions
Is the compensation money that a worker received from his company for a work-related accident permissible (halal), and is Zakat obligatory on it, knowing that the company will obtain a larger amount from the insurance than what it paid to the worker?
Which is less harmful, when necessary: working in commercial insurance for an IT company with mixed capital and multiple ventures, or working in commercial insurance for an IT company whose sole specialization is commercial insurance?
What is the ruling on money paid by health insurance, and is one sinful for acknowledging the father as the master to avoid the son's imprisonment?
What is the ruling on a father working for the National Sickness Insurance Fund, which takes amounts from employees’ salaries to give to the sick and retired, under the pretext of enriching the poor at the expense of the rich and the healthy at the expense of the poor, knowing that the fund makes profits?
Is it permissible for me to take 50 Riyals in exchange for obtaining insurance for a colleague, and is it permissible for me to take a fee from the owner of a services office in exchange for bringing him clients?
What is the ruling on the Ijara-ending-in-ownership system for purchasing an apartment from an Islamic bank, and is it permissible to send a copy of the 10-page contract for Sharia review?
Is the aforementioned division of the insurance amount Islamically permissible, or should it be redivided?
Is the father's work in the accounting department of an Egyptian insurance company, and the resulting salary, pension bonus, and trade based on this salary, considered permissible or forbidden? And how can he absolve himself of this?
Is a guarantee whose price increases with its duration considered part of the original contract, thus being permissible, while renewing the guarantee after its expiration with an independent contract for a sum of money is considered a prohibited insurance contract due to gharar (excessive uncertainty)?
What is the ruling on dealing with Zitouna Bank to purchase an apartment, based on the mentioned procedures, and is this transaction compliant with Islamic Sharia?
How is the inheritance to be divided among the mentioned heirs, taking into account a will for his sister of 10,000 dinars, the deceased's debts, a death grant from the insurance fund, and his father's house, which his mother inhabits?
Is working for a Takaful insurance company impermissible in Sharia, becoming Haram due to the company's investment of customer funds in interest-bearing governmental bonds and treasury bills?
Is it permissible to benefit from the two types of health insurance (Globmed insurance company and a health fund specific to the establishment) that the governmental company obliges employees to have, and is it permissible to cheat with forged invoices to recover the amounts paid if it is not permissible?
Is it permissible to benefit from mandatory health coverage to be reimbursed for the cost of eyeglasses if the invoice is for the same amount paid and is less than the specified maximum, knowing that the monthly deduction is obligatory?
What should a Muslim living in Germany do with 20 euros found next to a metro station, knowing that the minimum an individual there receives as government aid for the unemployed is 400 euros in cash, 400 euros for housing, and health insurance?
Is it permissible to force one's wife, or those under one's guardianship, not to voluntarily participate in the social security system, and what is the ruling on benefiting from the money obtained from it?
Is my work as an electronic data entry clerk, copying information and data for customers of French banks and insurance companies, considered similar to the work of an employee in a usurious bank? Is the money earned from this work permissible or forbidden, and how can I repent from this sin and rid myself of ill-gotten gains?
Is chewing food with a molar that has a filling, while working in a usurious bank, considered unlawful, knowing that the filling was done after postponing leaving the job for a period to obtain a sum of money from insurance?
Is it permissible to claim the cost of examination and medications from a health insurance company using a medical report that contradicts the truth, where the report mentioned ear pain while the doctor confirmed its soundness?
What is the ruling on purchasing a house by installment in Algeria, with the condition that it cannot be disposed of until the issuance of the ownership document, and registration for life insurance for the benefit of the contractor? Is this contract void, and what is the solution to the issue?
Is it permissible for the old tenant to take "key money" from the new tenant in exchange for vacating the apartment, knowing that the landlord has agreed to this and to increasing the rent for the new tenant?
Is it permissible to issue a Visa card or use a friend's Visa card to pay the health insurance premium required for the English visa, knowing that there is a suspicion of impermissibility in Visa card contracts in Libya and most countries?
What is the difference between pensions and life insurance, and what is the ruling on them, especially if life insurance becomes due after 20 years or upon death?
Is it permissible to accept the compensation amount from the insurance company in a hit-and-run accident, if the driver was unlicensed and the right to imprisonment was waived, and the statements were altered to indicate that the licensed father was the original driver, knowing that the law allows the company to pursue the unlicensed driver to recover the amount?