Insurance
706 questions
What is the ruling on receiving compensation from an insurance company for a car accident caused by another insured party? And is it obligatory to dispose of a portion of this money if it leads to improvements in the car that were not directly caused by the accident? And is it permissible to dispose of ill-gotten wealth by using it in a building dedicated to memorizing the Holy Qur'an?
Is it permissible to demand the full legal blood money, given that the insurance company pays compensation for death and states that this forfeits the right to demand blood money?
Does my participation and the testimony of four of my colleagues for one another—knowing that we do not know if the person being testified for actually contributes to the support of his parents or not—in obtaining a health support document for parents, count as a false testimony, and what is the solution if that is a mistake?
Is it permissible for my wife to use the financial limit designated for my dental treatment or the dental treatment of one of our children after she has exhausted her own insurance limit, knowing that she needs the treatment and it is not for cosmetic purposes?
What is the ruling on lying to an insurance company in order to get a car repaired, and how can one absolve oneself of this sin, given the inability to inform the company or return the money?
Is it permissible to swear falsely to obtain commercial insurance money?
What is the ruling on buying damaged cars from insurance companies?
Is it permissible to take the money given to the father by social insurance in the daughter's name, knowing that her name was included without her knowledge, and the company refuses to remove it and increases the amount given?
Is it permissible for a student residing in France to obtain a student loan, being compelled to pay a small amount in exchange for guaranteed exemption from the loan in the event of death, knowing that he has already signed the contract but has not yet received the money, and that he has a monthly salary and is able to ask his father for money?
Is comprehensive car insurance permissible in Belgium?
Is the pension salary disbursed by social insurance permissible or forbidden, especially given that the name was entered into social insurance with the owner's consent, as part of the Saudization system, without actual work or receipt of a salary?
Is there any suspicion of usury in AlJazira Bank's Visa card, or not?
Is students' contribution to the "School and University Medical Cooperative" which treats accidents and follows up on illnesses considered prohibited insurance?
What is the ruling on health insurance companies that require an individual to pay a sum of money in exchange for covering a portion of treatment costs in private hospitals?
What is the ruling on the money paid by the insurance company as a result of the death of a brother and his son in a car accident? Is it permissible to accept it, and how should the blood money (diyah) for each of them be distributed, knowing that the brother is survived by a father, a mother, a wife, a daughter, two brothers, and sisters?
What is the ruling on benefiting from the health insurance provided by Bupa Insurance Company for the treatment of the questioner and his parents? Is it permissible to insure cars in a country that mandates it? What is the validity of the fatwa of one who permitted insurance if the company does not deduct anything from the employee's salary? What should the questioner do if he is surprised by the continuation of his insurance subscription despite his request to cancel it?
Is it obligatory for the questioner to research further the issue of a dentist using a cosmetic filling, after the dentist informed her that the cost of the filling is covered by insurance?
Is it unlawful to use my brother's money without his knowledge to pay for social insurance, and does he become a partner in it? What should I do to rectify this situation, especially since I have already bought a travel bag with this money?
What is the ruling on being compensated by an insurance company with an amount based on invoices that have not been fully paid? And what is the ruling on being compensated with an amount less than the value of the invoices but more than what was actually paid? And is it permissible, if the excess amount must be returned to the insurance company, to give it away as charity if returning it is impossible?
What is the ruling on the loan available on the Iraqi Housing Fund website?
Is it permissible, from a Sharia perspective, to lease with a promise of ownership if both parties agree that the lessee bears the insurance costs, given that a previous fatwa prohibited this contract due to its injustice to the lessee?
What is the ruling on pharmacies dealing with health insurance companies (takaful or conventional) where the pharmacy signs a contract with the company to dispense medications to beneficiaries in exchange for a specific discount for the insurance company?
What is the ruling on benefiting from financial compensation obtained based on a medical report containing errors and inaccurate diagnoses of some injuries, knowing that some of the injuries mentioned in the report are correct, and that the lawyer took 25% of the compensation amount?
What is obligatory to do if the ruler commands people to be bound by forbidden commercial car insurance, and to increase the value of traffic fines after a month, knowing that "there is no obedience to a creature in disobedience to the Creator"?