Insurance
706 questions
Does the contract between a brokerage firm and commercial and cooperative insurance companies, as well as investment with a percentage of profit for subscribers and investors, fall under the issue of juristic disagreement regarding what is seized through a void contract?
What is the ruling on colluding with another party to claim responsibility for a car accident in order to benefit from insurance, and is it obligatory to return the money paid by the insurance company in this case?
هل التعامل مع شركة الدوحة للتأمين على السيارات حلال أم حرام؟
Is a "Takaful" document, which involves paying a monthly sum for 15 years, with a variable interest rate ranging from 7% to 12% calculated upon receipt of the amount after the term ends, and the deceased's family receiving a sum of money in the event of death before the term ends, permissible or forbidden?
Is it obligatory for the wife to seek a divorce if the husband insists on opening an insurance company that the wife considers to be an illicit earning?
Is subscribing to Takaful insurance policies permissible, such as a children's policy that pays out when they reach 21 years of age and involves the company investing the monthly paid amounts, knowing that these policies are accompanied by a review document from a Sharia supervisory board?
What is the ruling on creating an insurance policy for employees with a sum of money from the company's funds, and what is the ruling on the amounts received by the employee in terms of being permissible or impermissible (halal or haram), and is this considered permissible cooperative insurance?
Where can I find scholarly opinions on the issue of requiring insurance in a lease-to-own contract?
What is the ruling on purchasing a house through Zitouna Bank in Tunisia according to the steps mentioned, and is this transaction considered permissible (halal) or forbidden (haram)?
What should I do about the failure to cancel my subscription to the forbidden health insurance, and am I sinful for that?
Is working in financial leasing companies permissible or forbidden? And does it differ from working in banks?
Is the increase of 3,000 riyals (including 2,000 for insurance) on the last installment of the car's price considered usury if it is paid in installments?
Is it permissible to make two pairs of glasses for 1200 EGP, the amount allocated for one pair of glasses by the medical insurance company?
How are insurance premiums considered a donation to the Takaful fund when the insurance company determines them, and what are the jurisprudential views regarding this consideration?
What is the ruling on subscribing to a life insurance policy with an Islamic insurance company, which pays the heirs upon the death of the subscriber, or disburses a small portion to the insured if he is afflicted with a disease leading to certain death, with the remainder being disbursed to the heirs, given that the subscriber does not have a government job or a pension that is paid to his heirs?
What is the ruling on working in a governmental postal institution that provides usurious and prohibited commercial services, especially with the presence of mixing (of genders) in the workplace, and is it permissible for an employee to be promoted to a managerial position overseeing these operations, even if he avoids directly engaging in them, but consequently misses congregational prayers?
What is the ruling on money paid by an insurance company for a car accident, knowing that commercial insurance is impermissible? And is it permissible to take this money and spend it on charitable causes without the father's knowledge?
Is it permissible to take the full insurance amount or part of it, and how should it be disposed of, if a comprehensively insured car is involved in an accident that leads to its damage, and the insurance company issues a check for its approximate value with the possibility of selling it for parts?
What is the ruling on purchasing a house through a bank that operates according to a mechanism involving several steps, including the buyer searching for the house and submitting their documents to the bank for verification, followed by the bank's preliminary approval, which requires the buyer to deposit 20% of the house's price and insure it against fires, as well as insuring the buyer's life? Afterwards, the bank purchases the house to sell it to the buyer at a known price and a known profit, on installments, with the house mortgaged until the full price is paid. In addition, the buyer pays 1% of the house's price as file study fees, with a penalty of 2% of the overdue installment amount to be disbursed to a charity fund?
Is it permissible to commit fraud to obtain health insurance designated for low-income individuals in America, knowing that we are not among them and health insurance there is very expensive?
What is the ruling on subscribing to health insurance provided by the oil company through foreign companies, given the user's ignorance of the terms of the contract between the two companies?
Is the insurance stipulated by Tunisia's "Zitouna Islamic Bank" within the Murabaha contract for financing real estate purchases, which covers death, and total and permanent disability of the subscriber, considered Islamic insurance?
Is it obligatory for a young man to pay the insurance fee for the Judo club that he no longer wishes to continue with, knowing that he does not want to confide in the coach?
Is health insurance and compensation for medicines and sick leave permissible or forbidden?