Interest and Riba
4,478 questions
What is the ruling on taking out a loan with interest from a bank, then having a mediator waive the interest in exchange for a percentage of the loan?
Is it permissible to work in departments of banks that do not deal with usury, such as transfers, exchange, investment, administrative work, and accounting, or are all banking operations prohibited?
Are the profits of the Islamic Transactions Branch of Banque Misr considered usury (riba) because it is affiliated with a conventional, non-Islamic bank, and what should be done with previous profits if it is confirmed that they were usury?
What is the ruling on taking a loan from the bank out of necessity, despite being unable to repay it and regretting doing so?
Is it permissible for the bank to buy the usurious loan that the questioner took out, by reducing the interest and increasing the fees, bearing in mind that the questioner pays a monthly allowance to his divorced wife?
Is it permissible to create a bank certificate to guarantee obtaining a credit card for use outside the country, then take the principal amount and donate the returns to road lighting or sewage projects?
What is the ruling on the condition of a financial penalty for delay in an air conditioning installment purchase contract, and is the buyer sinful if he continues with the installments under the same contract?
Is it permissible to sell a cramped house, temporarily reside in the grandfather's house, and then take out an interest-based loan from the bank to build a new house, knowing that there are girls who need private rooms?
Is it permissible to make purchases using an Islamic bank card that reserves the money and only debits it after one day, knowing that the purchases are made from companies that have accounts in interest-based banks?
Is it permissible for the active partner to take work expenses (such as transportation costs) from the company's profits without the knowledge of his partner, and can he claim them for past years?
What is the ruling on an inheritance that consists of a sum of money deposited in an interest-bearing bank account, including both the principal amount and its interest, knowing that the account holder used the interest to cover the costs of a just legal case in which he was unable to reclaim his right before his death, and is it permissible to distribute the entire amount to the heirs, or must the interest be deducted first?
Is purchasing goods from a foreign company and paying by transferring the amount to its account in an interest-based bank or by a bank check that is cashed in an interest-based bank considered aiding usury? And is it permissible to purchase from someone who uses the price for something forbidden, such as usury?
Is participating in a company that sells computers to usurious banks considered a sin, and is the money earned from it unlawful?
Is it permissible, Islamically, to take out an interest-based loan due to dire necessity? And does this fall under the principle of "necessities permit the forbidden"? And is it possible to purchase an apartment in installments with bank interest due to the lack of an alternative? And is it considered usury to mortgage and rent a house at the same time for dwelling?
Is it permissible to take out a loan with interest from a bank to open an essential neurology clinic in a remote area where this specialization is unavailable, for the purpose of helping patients?
Is a transaction that involves giving a MasterCard to a person to purchase a commodity, with the condition of taking an additional amount (20,0 Iraqi Dinars) for the card service, considered an ijara (leasing/hiring) or a loan that drew benefit?
Is dealing with an installment company that issues a card to the customer, through which goods can be purchased from contracted stores, with the store receiving a percentage from the company, considered a prohibited transaction?
Is the young man entitled to inherit the house his father acquired through an usurious loan, knowing that the father did not pray?
Must the unlawful usurious interest be removed from the exact money deposited in the bank, or is it permissible to remove it from other money owned by the questioner? And is he obliged to re-remove what was previously removed from his salary from the exact same money in the bank?
Is buying a car from a showroom in installments through the bank with an interest increase, and registering it in the husband's name, considered usury? And what should be done if the husband refuses to sell it to get rid of its sin?
What are the detailed statements of the scholars and what is the preponderant opinion regarding the ruling on compulsory price-fixing? And what is the ruling on one who prays alone behind the imam, and what are the differences, evidence, and preponderant views concerning that?
What is the ruling on earning money through affiliate marketing for a company that pays for each file download, and from which I receive 10% of the profits of a user who registers through my referral link, according to the statement: "When the user registers using your referral link, 10% of his profits will be added to your account"?
Is the bank's deduction of fees for transferring money between accounts considered usury (riba) or a charge for the service?
Is it forbidden for a man not to work and to stay at home to provide for his children from bank returns?