Interest and Riba
4,478 questions
Is it permissible to purchase a house in the Netherlands through an interest-bearing bank loan, knowing that the tax office pays the interest, and given the lack of other purchase options and the desire to own a home instead of renting for approximately the same monthly cost?
Is it considered usury for the bank to pay the seller upon receipt of the goods, and for the buyer to pay the bank later with an agreed-upon increase in exchange for the deferral?
What is the ruling on Taysir cards issued by Islamic banks with subscription fees that allow interest-free borrowing, and is the subscription fee considered interest, especially if the amount is not refunded in case of no borrowing?
Is it permissible to leave salary savings in the bank due to the lack of a safe place at home and the necessity of leaving the house for a long period?
Is zakat obligatory on the money in my relative's possession from the loan we shared?
Is it permissible to defer a bank installment due in exchange for additional fees?
What are the available options for marrying a man who is already married with children after the mother's refusal, and is it necessary to speak with the father, and if the father refuses, is it permissible to marry with the Imam as a guardian?
What is the ruling on borrowing money from an association that charges administrative fees (7% or 8%) in addition to the repayment of the principal amount of the loan, whether that is through a mechanism of paying 40% of the installments first to obtain the loan, or through a monthly lottery?
What is the ruling on the transaction proposed by the government for granting agricultural real estate loans with a maximum limit of 250,000 dinars, for a period of 25 years including a 7-year grace period, and a 3% surplus, with the distribution of the surpluses from the grace period years over the remaining installments, and the condition of self-financing no less than 5% of the land price and 10% of the cost of development works?
How should one deal with the sum of 55,0 EGP, which resulted from an interest-bearing investment certificate, after the mother's death and the cancellation of the certificate before its maturity, considering that the bank deducted 5,0 EGP from the principal and 10,0 EGP accumulated as usurious interest, and should one dispose of only 5,0 (the deduction from the principal) or 10,0 (the usurious interest) based on Allah's saying: "And if you repent, you will have your principal sums"?
What is the ruling on purchasing a device with a credit card based on the the assumption that there are no interest charges, and then it becomes clear later that it was an interest-based transaction, and how can one exit from this sin?
Is it permissible to deposit the actual amount into the bank and utilize its interest to pay off an alleged debt—which is much greater than the original amount—and was not actually received?
Is working in the field of economics or in traditional banks, such as the National Bank in England, unlawful due to dealing with Riba (usury/interest), and what are five permissible professions that someone specialized in economics can pursue?
What is the ruling on announcing lost and found items, advertising vaccination campaigns, and encouraging donations in the mosque, through its loudspeakers, and from its minbar on Friday?
What is the ruling on the increase a female crypto marketer receives from her company if she agrees to hold onto these currencies and not dispose of them for three years?
Is it permissible to sell a house, which is not yet completed, in the wife's name to the bank, then the bank sells it to the husband, so that the husband obtains a subsidized mortgage loan from the fund to complete the construction of the house, with the wife participating in paying one-third of the house's value?
What is the ruling on taking a loan with an interest increase on the principal amount, while benefiting from a grant that covers the obligatory surplus, such that the value of the loan (principal loan amount plus the surplus) becomes less than the value of the grant if the principal loan amount is added to it?
Is a person sinful merely for owning a bank account that he does not use and that is empty of money, knowing that the bank deals with usury?
Is it permissible to pay for a purchase with a Visa card over 12 months with a 1% increase on the amount, if the 6-month interest-free option presents a financial difficulty?
What are the Sharia-compliant types of fixed income, and are coupon bonds and inflation-protected treasury bonds consistent with them?
What is the ruling on taking an interest-based loan from a bank to purchase a house?
Are the criteria set by Al-Rajhi Company for permitting the purchase of company shares sound in Islamic law, and does the purification process—by allocating a portion of the profit to dispose of the شبهة الحرام (doubtful/unlawful gain)—purify the wealth?
What is the ruling on the transaction called "Al-Tayseer Al-Ahli" (The National Facilitation) from the National Bank, in which the bank buys goods and sells them to the customer at a deferred price, with the possibility for the customer to authorize the bank to sell his goods, and what must be done by someone who has engaged in this transaction if it is impermissible?
Is it permissible to open fixed deposits for the purpose of studying abroad, without receiving profits or interest, and bearing fees that are deducted from the principal amount upon closure? And is this considered dealing with usury?