Interest and Riba
4,478 questions
What is the ruling on subscribing to a supplementary pension scheme that relies on deducting a monthly sum from the employee's salary, with the company adding double the deducted amount, and then these sums are invested in a bank deposit with interest, knowing that the scheme offers many benefits and a part of it cannot be rejected? And is estimating the value of the interest and donating it monthly after retirement a way to avoid the suspicion of consuming usury?
Is it permissible to receive a monthly financial allowance from the state, with the condition of repaying only half the amount after graduating, without any usurious interest?
Is it permissible in Sharia to give flour and a sum of money to bakeries in exchange for receiving bread from them?
Is working in a company in which two usurious banks contribute to its capital, and which deals with usurious interest through the sale of lands, permissible or forbidden? What is the ruling on money saved from this work, and how can one dispose of it?
Is it permissible for someone about to get married to read books about sexual intercourse with one's wife that are devoid of pictures?
Is it permissible to purchase a product in installments from a store that adds an amount (which they call interest) to the monthly installment, knowing that the price of the item in installments will be higher than its cash price, and is it permissible to purchase it through a company owned by a Muslim individual to obtain a 30% discount, with the original buyer paying the full amount?
What is the ruling on disposing of money of unknown origin and the suspicious increase from usury, knowing that the principal is known?
Does usury apply to exchanging a borrowed kilogram of rice for another kilogram of rice after a period, if the types differ in quality but are equal in value?
What is the ruling on the Samba Al-Khair Al-Fursan MasterCard when paying amounts in advance exceeding the credit limit and using it for purchases to benefit from accumulated miles, along with paying an annual fee?
What is the ruling on using Al-Rajhi Bank's silver credit card and Al-Rajhi Bank's "Qist" card for travel?
Is the car loan system for employees, in which the company pays 25% of the loan and the employee pays the remaining 75% with 6.25% interest in monthly installments over five years, knowing that the total amount paid does not exceed the original loan value, halal or haram?
What is the ruling on paying a financial deposit in exchange for a reduction in the monthly rent of a house?
Is it permissible for an Islamic bank to sell goods via Murabaha without actually taking possession of them, and then suffice with a promise-to-sell agreement and collect the price without completing the final sale contract?
What is the ruling on taking a loan from the Saudi Credit and Saving Bank to open a commercial shop?
How can one explain the ambiguity of the outcome of Salatul-Istikhara regarding an existing marriage proposal, given the suitor's many positive qualities, along with some reservations concerning his intellectual and religious level compared to the woman being proposed to, and her desire for her partner to be a religious role model?
Is the questioner or his heirs entitled to claim the amount that was paid to the younger brother under duress after the father's death, and how can the value of these funds be estimated at that time?
Is a person's statement, when asked about their qualities, "I am not arrogant, and I wish for others what I wish for myself," considered self-praise, and what is the interpretation of the Noble Verse: (So do not attest to your own purity; He is most knowing of who is righteous) in this context?
Is it necessary to retroactively dispose of varying profit percentages (70%, then all of it) in accordance with the changing fatwas regarding Faysal Bank, given that most of the profits have been spent, or is it sufficient to transfer the money to a current account and not take future profits? And would it be permissible to give out an equivalent of what was previously spent from other funds? How should the due profits be estimated if detailed account statements are unavailable? And is it permissible to deduct account expenses when calculating what will be retroactively given out?
Who is responsible before Allah for a credit card that has interest-bearing riba on it: Is it the wife who obtained it for her husband based on his request, or is it the husband who requested it and did not pay off its debts and interest? And what should the wife do to pay off these amounts if her husband prevents her from working and he is unable to pay?
Am I obligated to repay a debt incurred from the theft of my credit card three years ago, knowing that the thief made purchases amounting to 30,0, and I reported the bank a few days after the theft, and the buyer or his signature was not verified in the stores, and the bank contacted me to negotiate paying the amount or part of it, and that the debt was written off and purchased by another bank?
Is a father's endeavor to build an additional floor for me, his son, considered a legitimate right that justifies paying money to a public official to circumvent building restrictions, or is this not considered a legitimate right?
Is purchasing a laptop in installments through an intermediary, where the intermediary adds interest to the remaining amount, considered usury (riba)? And what should the buyer do if that is the case, especially given that he has already paid approximately half of the installments?
Is it permissible to strive to obtain a commission for arranging a bank guarantee for a foreign company, given that the investor who will provide the guarantee will take a percentage of 10-12% of the amount as a condition, and is this commission considered unlawful money (riba)? If so, is it permissible to use it to pay off pressing debts, or what is the best way to dispose of it to avoid its unlawfulness?
Am I sinful for withdrawing usurious interest from the bank to pay my father's house rent, knowing that I do not benefit from it and have advised him to leave it?