Interest and Riba
4,478 questions
Would I be sinful if I deposited my money in an Islamic bank that is a subsidiary of a usurious bank, given the absence of any other safe alternative?
Is it permissible to take a commission that includes a percentage for the bank in exchange for financing the purchase of goods?
Is what the questioner did correct by leaving 10 Egyptian pounds in the savings account and considering them a completion of the amount of usurious interest that he donated to the mosque, due to his inability to withdraw the full amount?
What is the ruling on the subsidized loan from a government institution with zero percent interest, the supplementary loan with a preferential interest rate, and the non-refundable financial aid, provided to employees for acquiring or building property, knowing that banks deal with usury?
Is it permissible to spend bank profits on my son's marriage or on a down payment for an apartment?
What is the ruling on trading between a company and customers, where the customer sends their gold to the company in a pouch, then the company estimates the price and sends it to the customer?
What is the ruling on taking a commission for purchasing goods for others online using a Visa card?
When is a newly introduced act, which achieves real benefit for a large number of Muslims and does not contradict a text, considered a Mursalah (unrestricted public interest) and not an innovation? And is Mursalah limited only to times of need?
What is the ruling on exchanging used oil for new, clean oil and laundry detergent?
Is it permissible to take out an interest-bearing loan to pay the salaries of 300 workers, pending the disbursement of the employer's delayed dues, given that Islamic bank procedures are slow and the workers are urgently demanding their salaries?
Is using a Visa card with these conditions, without benefiting from interest or delaying payment, considered forbidden (haram)?
Is it permissible for me to help a friend take out an interest-bearing loan, translate his documents, and guide him in investing, and is it permissible for me to take a fee for that, and will I bear sin if he commits acts of disobedience in his home or in the hotel he will rent out?
What is the ruling on dealing with an online investment company that acts as a broker in global currency trading (FOREX) and offers account management services to investors in exchange for a variable weekly interest ranging from 8% to 12%?
What is the ruling on working for a company that manages electronic purchases via bank cards, given that it deals with cards from both Islamic and usurious banks, provides devices to stores, obtains a commission from each transaction, and sometimes prints some bank cards?
What is the interpretation of "Every loan that draws benefit is usury (riba)" in relation to a creditor to whom the debtor offers a gift or food, and is he considered sinful if he accepts it while unaware of its prohibition, and what is the expiation for that?
Is it permissible to divorce one's wife for aesthetic reasons, such as her hair being brittle, her breasts being small, and her not caring for makeup, or should one be patient with that? And how can one be patient in the face of temptations?
Is depositing money into a bank account that imposes a "negative interest rate" (deducting a fixed percentage of the deposited money annually) in addition to banking fees considered usury, given that the Hadith mentioned the prohibition of interest, and the bank refers to this deduction as "interest"?
Is dealing with profitable investment websites that offer a fixed profit and allow investment through a "bonus" – which cannot be withdrawn except after being invested – considered usury (riba), and is the money unlawful if the profit increases by recruiting new members?
What is the ruling on a merchant selling his goods while distributing coupons to customers for entry into a draw for prizes offered by the merchant?
Is it permissible to obtain an Islamic Visa card with the intention of not using it for cash withdrawals and settling the full outstanding balance in the same month? And is it considered a sin to sign a contract that includes invalid usurious conditions (such as an increase on cash withdrawals), even if the intention is not to activate these conditions?
Does buying groceries from the store and deferring payment to a specified date constitute Riba An-Nasi'ah (interest due to delay), even with the seller's knowledge and consent?
Am I sinful for eating from my father's money, which is mixed between halal and interest from usurious banks? Will my prayers not be answered? Is it permissible for me to use the money saved from my father's allowance—which is mixed—for trade?
What is the ruling on the Riyad Bank Visa purchase card?
Is working in a securities brokerage firm, as an intermediary for buying and selling shares and bonds on the Egyptian Stock Exchange, prohibited, especially in the margin trading department which finances clients with interest?