Interest and Riba
4,478 questions
Is it forbidden to transfer money from another country, receive the amount in Dubai, then buy the required currency and transfer it to personal and corporate bank accounts, without knowing whether these accounts are interest-based or not?
Is it permissible to take out an interest-bearing loan to build a plot of land when there is not enough money available for that purpose?
Is it permissible to deposit a company's dormant funds into an Islamic bank, such as Al Baraka Bank, in an account with a variable return, knowing that the company deals with interest-based banks through current accounts that do not accept interest? And can the variable return be used to pay taxes and customs duties, or for all purposes?
What is the harm in paying interest to the bank in exchange for a loan to buy a house, especially if that leads to owning the house after a period, just like paying rent which does not result in ownership?
Is it permissible to take out an interest-bearing loan to avoid imprisonment due to inability to pay debts?
What is the ruling on the financial trading system based on benefiting from the client's bank certificate for a period of 10 months in exchange for 20% or more monthly of the total amount, knowing that the principal amount is not touched or deducted from at all?
Is it permissible to subscribe to the AlAhli "Islamic MyMiles" card to benefit from the miles, while paying the full amount before the specified period ends to avoid any increase, by using the card for purchases and then paying for them immediately from the account?
Is it permissible to open an account in a usurious bank for international commercial dealings due to the unavailability of Islamic banks, and what is the ruling on money deposited in a conventional bank without taking or donating the interest?
Is it permissible to buy an Amazon account charged with a sum of money ($1500) for less than its value (400 Saudi Riyals)?
What is the legal ruling of the aforementioned transaction according to Sharia, given that my father took out an interest-bearing loan to purchase the factory?
What is the ruling on the imam moving a distance of 25 meters towards the Qiblah during Tarawih prayer to reach the loudspeaker? And do the limits of movement differ between obligatory and supererogatory prayers? And what is the scope of necessity for movement during prayer?
Is it considered usury to agree upon an increase in the land's price for my uncle instead of the stipulated penalty clause, or is it better to فسخ العقد (rescind the contract) and take the penalty clause, or is the latter impermissible?
Is using software that unblocks websites and programs blocked by the telecommunications company, or helping others to do so, considered a sin? And is using websites and programs before they were blocked, and then their subsequent blocking, considered a sin?
Is a student loan with interest considered usury, given that the loan is not repaid if the student's annual income does not exceed £21,000? And does this loan affect the blessing in one's sustenance and good deeds?
Is the new bank entitled to demand the guaranteed amount from the guarantor after the original bank merged with another bank, and is the guarantee affected by a change in the creditor?
Is it permissible to purchase homes from banks or contractors who add to the original price an amount of interest for future years, with payment in installments and a penalty for late payment?
What is the ruling on using a credit card from Riba-based banks, knowing that a fixed monthly fee must be paid for the service, and that late payment incurs Riba, and that this card is the only means for installment payments?
What should I do about my father's insistence on creating a usurious investment certificate in my name and with my signature, and my refusal to continue with it? Is it permissible to deal with his money mixed with usury? What about the usurious funds in my accounts? Am I a partner in sin, and how can I purify myself from this?
What is the ruling on working as a sales program supervisor for a company that sells food products, where sales representatives issue sales invoices to customers and record cash collections, checks, and bank transfers, knowing that the company deposits these funds in an interest-based bank and deals with interest and usurious deposits, given that the sales supervisor has no relationship with the financial administration that handles banking transactions?
Is the money reimbursed from e-wallets as a result of paying bills or recharging, which is offered as a percentage or a fixed amount, considered usury (riba)?
What is the ruling on filling out the form for reducing the usurious loan interest rate for one's parents?
Is it permissible for a store to increase the price of an item by 3.5% when paying with a credit card, on the grounds that the bank deducts this percentage from the store?
What is the ruling on purchasing medicines from large pharmacy chains that exceed the legal limit for pharmacy ownership (a maximum of two pharmacies)? And in this matter, is the consideration given to the opinion of the Pharmacists' Syndicate or to the consumer's interest?
Is it permissible to use student loan funds designated to cover living expenses, on which no interest accrues as long as one is a student, to purchase some essential (non-luxury) necessities, such as halal food when feeling hungry?