Interest and Riba
4,478 questions
Is it permissible for a girl to marry with money that is a mixture of lawful funds and bank interest, and does the sin fall upon her or upon her father?
Is the system of reserving apartments through real estate financing in Egypt, which involves paying installments that increase by 7% annually, considered usury (riba) or installment-based payment (taqsit)?
What is the ruling on taking a usurious loan from a bank to buy a house for marriage, knowing that there are no Islamic banks in Morocco, and that delaying marriage to collect money might delay the completion of one's deen? And is this considered a necessity?
Is it permissible to deposit 5,0 dinars with an iron merchant, on condition of receiving double the amount (10,0 dinars) as profit within six months?
Is trading on the stock exchange of a non-Islamic country in shares of companies whose products are permissible (halal), while avoiding companies involved in prohibited activities, permissible, or does it fall under the category of gambling? And what is the ruling on trading in futures contracts?
What is the ruling on purchasing a housing unit from a bank that sells it in installments with usurious interest? What is the ruling on someone who has purchased a unit and completed paying its installments, and is it permissible to buy it from him? What is the ruling on someone who has purchased a unit and is still paying its installments, and can he sell it? And can the unit be purchased from him, with the buyer assuming responsibility for paying the remaining installments to the bank?
What is the ruling on a bank financing a customer's car purchase, then the bank issuing a check in the name of the car's owner, after which the car's owner offers to sell the car to the customer for a lower price, so that the customer can use the money to pay off various debts and buy another car?
What is the ruling on lending a company a sum of money in exchange for a fixed annual return (15%), whether profit or loss?
What is the ruling on dealing with a person by giving him part of the price of merchandise, on the condition that he receives the remainder of the price after selling it, along with granting him an additional amount for his efforts? And is it permissible to hold him responsible for the damage or theft of the merchandise?
Does Allah accept the repentance of one who acquired unlawful wealth and intends to purify it, but is currently unable to return what was taken without the owners' knowledge?
What is the ruling on what the questioner did in his youth, uncovering 'awrahs (private parts), and how can he repent from that? Should he inform the girl he wishes to propose to about his fertility problem, and should he propose directly or gauge her interest first?
What is the ruling on participating in a state-sponsored land lottery, by paying an advance to the Housing and Development Bank, especially since the state has declared that there are no interest charges on installments, and in case of not winning, the advance will be refunded after six months? Is it permissible to deal with banks to pay these installments? Is it permissible to sell the land as soon as it is chosen? What is the ruling on intending to sell from the outset?
Is the produce of agricultural land considered unlawful if the father bought it with an interest-bearing bank loan, and are the children consequently considered partakers of usury?
Is it permissible to lend one's name for the purpose of opening a commercial establishment, and what is the ruling on the money earned through this method?
Is it permissible to deal with a bank that claims to be Islamic and offers a deposit account that neither increases nor decreases, and charges annual fees, while offering other accounts that guarantee the principal with a profit upon earning, and claims to have a Sharia supervisory board and to use Tawarruq, knowing that other banks are usurious or their Islamic branches offer a guaranteed interest?
Is it permissible to reside in a house bought by the father with an interest-based loan, and is it obligatory to donate it, or its current value, or its original value in charity? And is it obligatory to donate the amount of the land that the father bought with his interest-based salary, or the amount of its sale in charity? And will the worshiper's acts of worship be accepted in this house?
Is it permissible to buy a house with a bank loan?
What is the ruling on the interest from annual deposits whose rate was not predetermined, and what is the ruling on working in banks, dealing with them, or leasing real estate to them, and what is the expiation for working in banks if it is unlawful?
What is the burden that falls upon me if I take out an interest-based loan from someone who is the only resort to relieve my financial distress?
Are the described financial transactions, which involve arranging loans with interest (riba) or fictitious sales of goods to rectify the transaction, and transferring phone credit at a discount, considered permissible? And do I incur sin by participating in them, and what should I do if there is sin?
Is it permissible to continue guaranteeing a usurious loan contracted to purchase a home for the family?
Is it permissible for an employee to submit fictitious invoices to cover the summer and winter allowances he spent on his wedding preparations, or must he repay the amount due to his inability to provide genuine invoices? And is it permissible for him to submit fictitious invoices now, then go on a honeymoon later to justify the amount?
Is it considered usury if the borrower, the bank, the owner, and the committee agree to issue a single check in the owner's name, covering the price of the house, the commission, and an amount for house furnishings, on the condition that the owner returns part of the amount to the borrower after receiving the check, due to the bank's refusal to issue more than one check?
What is the ruling on taking an interest-based loan from the bank to build a house, with no intention of repaying the loan and no intention of ever repaying it?