Interest and Riba
4,478 questions
Is there any objection to a girl preferring anime characters to real boys, and can she have anime children in Paradise due to her suffering from frigidity?
Is it permissible to agree with the seller to increase the price of the apartment for the purpose of obtaining additional financing from the bank to cover furnishing costs, knowing that the bank is the one who suggested it?
Is it permissible to benefit from the profits of a sum invested in a commercial company?
Is it permissible for the children of a deceased debtor to borrow from a bank to pay off their father's large debt, given their inability to repay the debt in a lump sum?
Is it permissible to deposit money in the bank for interest and then donate the entire interest to the needy?
Is money taken from truck drivers in exchange for exceeding the overloading limit—whether through official receipts not submitted to the state, or without official receipts, following the practice of colleagues—lawful or unlawful? And what should be done about it?
Is the money taken by the employee in exchange for completing a transaction for his cousin in a regular manner, and with the help of his colleagues, permissible or forbidden?
What is the ruling on borrowing from banks when there are essential financial obligations and no other alternative or assistance from relatives is available?
What is the ruling on dealing with the Forex system - currency trading on margin - to pay off debts, knowing that brokerage companies take their profit from the currency difference, and transactions are carried out on the program instantaneously, while the transfer and withdrawal of funds takes 24 hours, and the company's accounts that will be used are in usurious banks?
What is the jurisprudential adaptation (takyif fiqhi) for a merchant transferring a sum of money to a company for the purpose of participating in a tender? Is this considered a usurious loan? Is it permissible for the company to agree with the merchant on a share of the profit in exchange for the money, and what is the legitimate (Sharia-compliant) solution for the merchant's profit?
Is replacing a lost book with five identical copies of it, or with a monetary value determined by a university committee, considered usury?
Is the AED 50 fee charged by the bank for opening an overdraft account considered usury (riba)? And is the drawn amount permissible (halal) or forbidden (haram), knowing that repayment is made within a month and the amount does not vary regardless of the withdrawal value?
Is it permissible to eat from food purchased with a credit card that carries an usurious condition, knowing that I pay off the amounts within the grace period to avoid usurious interest, and that this card is an urgent necessity in the country of residence to build a credit history? Is it permissible to benefit from the points and features of this card? Is it permissible to obtain more than one card to benefit from its features?
Is it permissible to supplicate for a girl's marriage to be delayed so that the questioner can propose to her?
Is it permissible to use electric kettles in university housing without the knowledge of the administration, which has prohibited their use and provided no alternative?
Is the fixed annual fee for a card that allows payment for goods in interest-free installments, with a credit limit tied to one's salary, considered usury?
What is the ruling on using a Visa card and similar cards, and what is the ruling on using a credit card for purchases only? Is it impermissible to exchange cash purchases after paying with a credit card?
Is it permissible to exchange subsidized food commodities for unsubsidized, free-market commodities or for a sum of money, and is it permissible for the merchant to dispose of the subsidized food commodities left with him?
What is the ruling on working to implement information system projects for usurious banks?
Is it permissible to use the usurious bank interest left in the account—which is the product of a sum of money deposited by the father and then withdrawn by him—to prepare for marriage or to assist the husband in furnishing the home?
What is the ruling on disposing of usurious profits that were disbursed with the intention of returning them to the poor as a debt upon the disposer?
What is the ruling on working with the "Saudization" program, which relies on registering the names of Saudis—without actual work—in the social insurance system to achieve the required employment percentage for companies in exchange for a sum of money?
What is the ruling on taking an interest-based loan to purchase a home when no other option is available besides interest-based banks, knowing that Islamic banks only deal with Jordanian nationals?
Is the fixed interest of $20,0 that a bank charges for a $100,0 housing loan considered usury (riba), and does it become usury if it increases?