Is zakat obligatory on gold, some of which a woman wears and some of which her daughter saves, and what is the ruling on adorning oneself with gold in the shape of a snake?

Gold taken for adornment and use is not subject to zakat, according to the majority of scholars, but it is recommended to pay its zakat to avoid disagreement. As for hoarded gold, zakat is obligatory on it. Regarding jewelry made in the shape of a snake, it is not permissible to buy it or adorn oneself with it because it falls under the category of forbidden statues, and zakat is obligatory on it.