Interest and Riba
4,478 questions
Is it permissible to use bank interest in essential life projects, and if not, where can it be utilized?
Is it permissible for a young man to take out an interest-based loan, based on the principle of "necessities permit the forbidden," in order to establish a project after being unable to obtain Islamic financing, and is it permissible to marry him in this situation?
Is it permissible to take usurious money that a brother is getting rid of, if the questioner is in debt?
Is it permissible to give bank interest money to a poor sister for her daughter's dowry, and what should be done if the money has already been paid?
Are the profits from a project established with usurious loan financing unlawful to spend on the family, and what is the status of the office if spending from it is unlawful, knowing that I have started repaying the loan and am currently unable to repay it in full?
What is the ruling on studying simple and compound interest in the Faculty of Commerce, and can it be used to benefit the religion?
Is it permissible to deposit a sum of money in an interest-based bank—for the purpose of saving it to pay for my brother's annual university tuition installments—and is the insurance linked to this sum considered permissible or unlawful, knowing that the insurance cannot be cancelled until after five years?
Am I sinful for taking out an interest-bearing loan to help my brother and pay off my debts, knowing that I did so under pressure and insistence from my parents?
What is the Sharia and legal definition for guaranteeing my right (promissory notes/trust receipts/etc.), and what is the status of the amount he paid as profits: do I continue to demand it until repayment, or is it deducted from the principal amount if a document is issued for the amount?
Is it permissible to take an interest-bearing loan, available to all, from the British government for the purpose of financing children's university studies, with the intention of not repaying it after graduation by traveling outside the country, given that repayment is waived in such a case?
Is it permissible to marry a young man who insists on taking out an interest-bearing loan to buy a house, and is the questioner sinful for knowing about it?
Is the leverage used in Forex trading permissible (halal) or forbidden (haram) if it is provided without a broker, additional commissions, or interest?
Is working as a technician at the National Central Bank permissible (halal)? And is the gift that will be given to the person who helped secure the job opportunity considered a bribe?
Is a loan from a supplementary retirement fund, repaid with 4.56% interest and exempted from income tax by an amount exceeding the interest paid, considered an usurious loan?
What is the ruling of Islamic law regarding an agreement between a borrower and a building contractor to take a portion of the building loan in cash after the amount has been transferred from the bank to the contractor?
Is the increase that the bank takes for installment payments of the commodity's price permissible or forbidden?
Is it permissible to transfer money between countries via banks for a commission or a fixed percentage (sometimes reaching 20%) deducted from the transferred amount, knowing that this percentage is imposed by the bank and is not an agreement between the two parties, and does this fall under usury (riba)?
What is the ruling on delaying the break period and using an electric heater to warm food in the office, given that the manager does not object?
What is the ruling of Islamic law regarding a grandfather distributing the inheritance of his deceased grandson, and singling out one of the heirs for an increase, and what is the religious ruling on depositing money in banks?
What is the ruling of Islamic law on holding bank ledgers in a real estate company that invests some of its money as fixed-term and fixed-rate deposits, knowing that its only responsibility is to notify when the current account balance exceeds the limit?
Should a Haram investment certificate be immediately canceled, or is it permissible to keep it to avoid the bank benefiting from a portion of the amount upon cancellation?
What is the ruling on receiving a salary from the Saudi American Bank, even though the current account is the only transaction with the bank?
Is the amount added to the loan value, which is 2652 dinars, an annual service charge of 0.5%, or is it considered usurious interest?
What is the ruling on purchasing an electrical appliance in installments from a merchant who owns the commodity, with the condition that the commodity will not be received until six months after the installment payments are made and promissory notes are signed to guarantee the merchant's right?