Interest and Riba
4,478 questions
Is it permissible to complete one's studies in a mixed institute, when there is only one female student in the classroom?
Is it permissible to request a bank card from an online bank to meet work needs via the internet, given that there is a penalty clause imposing 0.5% interest daily for延迟 payment of service fees, and is this considered usury even if the increase is not taken?
What is the ruling on benefiting from a bank offer that returns a portion of the amount paid by a credit card, making the amount repaid less than the amount spent?
Is it permissible to take out a loan with interest from a bank to establish a commercial project after exhausting all attempts to borrow without interest, in order to live a dignified life instead of relying on aid?
What is the ruling on trading gold on a Forex platform that does not charge interest on loans or overnight positions, but rather a trading commission?
What is the available solution for someone who wishes to build a house but does not possess the cost of construction, and desires to take a loan from a bank, knowing that bank loans carry high usurious interest rates?
Does the imposition of fees on excess or rejected transactions, and the suspension of the card in case of a negative balance or the rejection of three transactions monthly, involve usury or prevent the permissibility of dealing with this card?
Will one who takes out an interest-bearing loan for the benefit of his family, without personally profiting from it, be punished for it? Is this considered unlawful for his family, and what is its expiation if that is the case?
Can one benefit from a consumer loan that is granted for the purchase of consumer goods or household appliances and is repaid with interest?
Am I considered a perpetrator of usury and at war with Allah and His Messenger if I take an interest-bearing loan out of necessity to pay for university expenses and to help my father after his car accident?
Is it permissible to pay late payment penalties on utility bills (electricity, water, rent, telecommunications) in Europe when there is no other option? And is it permissible to obtain a free phone as part of a monthly mobile contract if the contract includes a late payment penalty and there are no other contracts free of it?
Is an interest-based loan permissible in some cases?
Is it permissible to buy religious books and tapes for distribution as Da‘wah gifts during Ramadan with money earned from bank interest, knowing that the money will not be used to buy anything for the questioner or his wife?
Is it considered usury if I agree to receive my financial entitlements from the company through a bank loan in my name, which the company undertakes to repay, knowing that this is the company's suggestion, and what is the ruling if I am forced to pay part of the bank's interest, or if the company pays the full interest?
Is the salary and money earned from working in an investment bank permissible or forbidden, and what should I do if I cannot find another job and I have a family, and is it permissible to start a private project with this money?
Is it permissible to purchase gold online for investment or trading purposes if there is no physical possession (قبض) at the time of the contract, given that the purchase price from the store directly is 5% higher than the market price? And is it permissible to purchase gold online if it will be given away entirely as charity to avoid the 5% increase added by the seller, along with the resulting suspicion of riba al-nasia (interest due to delay)?
What is the ruling on guaranteeing an interest-bearing loan while the guarantor is unaware of its prohibition, and what are the implications for repentance? And what is the ruling on taking an interest-bearing loan with a small interest rate for marriage, knowing that not getting married might lead to committing forbidden acts?
What is the ruling on popular building (without a permit) on land owned by the questioner? And is he sinful for paying an amount to a municipality employee in exchange for not reporting the renovation of his brother's house?
Is buying computers in installments from a friend, after taking the necessary money for that from another friend who deals in installments, considered usury (riba)? And what is the ruling on someone who bought these devices and was unable to pay their price?
What is the ruling on studying positive law until graduation, then working in elementary education, and is repentance required for having studied it?
What is the ruling on weak Muslims and Muslim communities in Europe following the fatwas of some Egyptian scholars that permit dealing with usurious banks, and is there a definitive refutation of the specious arguments of these scholars?
Is it permissible and valid for rent, in which the landlord requests a specific amount of money, for which the tenant resides for a fixed period, and then the full amount is returned to the tenant after the period ends?
How can I receive a sum of money in foreign currency from a relative abroad into my account, then repay it to his family in Egyptian pounds in monthly installments, without falling into the suspicion of Riba al-Nasi'a (interest due to delay)? And can this be considered a loan in foreign currency, with its value repaid in local currency based on the exchange rate on the day of payment for each installment?
Is it permissible to give an widowed sister with children usurious bank interest, and is that considered feeding on usury?