Interest and Riba
4,478 questions
Is it permissible to take a bank loan with an interest-bearing rate?
Is it permissible to obtain a credit card from a commercial bank to which one's salary is compulsorily transferred, with the intention of repaying the amount before the interest-accruing period, given that there is a condition to add a small percentage (0.46%) under the name of "insurance fee," which is non-refundable if the account does not cover the withdrawn amount at the end of the month?
Is it permissible to sell subsidized goods at a price higher than the fixed price, due to the insufficiency of the profit margin to cover transportation and selling expenses, in addition to the desire for a net profit margin?
Is a son sinful if his father deposits a sum of money for him in an interest-bearing bank, given the son's inability to withdraw this money?
Are the monthly interests paid on a sum of money deposited in a foreign bank—a non-Islamic one—considered unlawful, knowing that the money is not a time deposit, can be withdrawn at any time, that the bank is not in need of the money, and that the interests are small compared to the principal amount?
Is the absence of immediate قبض (seizure/possession) in the currency exchange session when purchasing foreign currency with Egyptian pounds – where the transferred amount is delayed – considered usury (riba)? Does this contradict the condition of قبض in the session? And what is the possible sharia-compliant modification for this transaction?
What is the ruling of Islamic law on establishing an institution with support from a government agency and an interest-bearing bank loan at 2.16%?
Is it permissible to buy a house from someone who bought it with an interest-based loan, knowing that the seller requested to add the amount of the interest surplus resulting from delaying the repayment of the loan to the price of the house because the purchase will be made in installments?
What is the ruling on participating in the preparation of uncovered bank guarantee documents (i.e., not 100% covered), which are issued for a fee to the bank and with a guarantee from the governmental guarantee fund?
Is it permissible to participate in facilitating the acquisition of Turkish citizenship for Syrians in exchange for a sum of money, knowing that the process involves circumventing some specified laws and conditions?
What is the ruling of the Sharia on borrowing money with interest, and what is its expiation?
How can one absolve oneself of liability for a loan that has not been repaid to the bank for 12 years, given that the bank mistakenly granted a discharge, and is it obligatory to donate the value of the loan and its interest, or only the original value?
Is it permissible to refuse housing for a morally corrupt, addicted brother who harms and threatens his family, out of fear of his harm, relapse, and negative impact on the family?
Is it permissible to use a prepaid Visa card with a percentage-based purchase fee (3.5%), along with a cancellation penalty, when its alternative requires a fixed shipping fee?
What is the ruling on working in Sweden while paying taxes, and is paying taxes considered unlawful if they are used against Islam?
How is Zakat calculated on foreign currency deposits when it is disbursed in local currency? Is it according to the exchange rate at the time Zakat is disbursed, or based on the average rate throughout the year?
Is the bank loan impermissible or not, and what is the wisdom behind its prohibition if it is?
What are the proofs that demonstrate the prohibition of insurance?
What is the ruling of Islamic law on subscribing to a "savings fund" that is financed by fines, penalties, and bank interest, with 25% deducted from the basic salary and an annual interest rate reaching 17%, and the amounts disbursed at the end of service? And what is the ruling of Islamic law if subscription is requested according to the alleged Islamic system?
Is it permissible in Sharia to deduct the annual interest amount resulting from a primary housing loan from the general income tax amount for a period of ten years, as practiced in Morocco?
What is the ruling on a savings fund that deducts a monthly sum from an employee and sells him goods in installments, with a 6% interest charged per year?
Is it permissible to buy a car in installments or with a loan from an interest-based bank that charges interest?
Is it permissible for a company to benefit from a financing initiative with a 5% interest rate to pay off existing debts with higher interest rates, knowing that not doing so would expose the company to the risk of bankruptcy?
Is it permissible to pay the usurious interest incurred on a credit card to the bank, in order for the Sharia-compliant Murabaha request for purchasing a car to be approved?