Interest and Riba
4,478 questions
What is the ruling on an agreement between a debtor and a creditor that the debtor return the amount he borrowed to the creditor, in addition to another amount by way of charity or gift and not as interest? And what should he do if that is impermissible?
Is it permissible to lend a sum of money on condition that it be returned in dollars at an agreed-upon rate lower than the market rate at the time of lending?
Is the banking transaction in which the bank pays 70% of the value of the equipment and the client pays 30%, and then the client repays the amount through a monthly deduction from the salary for a period of 3 years with a 9% increase to the bank, permissible or impermissible?
How can one atone for purchasing a house through a loan from an interest-based bank due to its lower interest rates?
Is it permissible to purchase a water heater using interest earned from money saved in the post office, due to its high price and the inability to buy it in installments or as a one-time payment?
What is the ruling on an elderly widow depositing inherited money in a conventional bank and benefiting from its returns to live on, and how can this money be purified if the transaction involves usury, especially after part of it has already been spent?
What is the ruling on purchasing a car in installments from the outset, and what is the ruling on taking a loan to pay the remaining cost of it when there is an increase in the amount paid back to the bank?
Is a university scholarship grant for outstanding students, which is free of interest and raises the university's ranking, considered a loan that draws benefit, and thus usury (riba)?
Is it permissible to deal with an intermediary in online purchases without knowing whether the card he uses for payment is interest-based (ribawi) or not?
Is it permissible to work for a company that reduces debts—most of which are interest-based—by negotiating with creditors to lessen the debt or facilitate repayment, knowing that the company does not purchase debts?
Is it permissible to agree for the wife to receive a lump sum profit of thirty thousand dinars from a project of building apartments for sale, after her contribution of one hundred and thirty thousand dinars?
Is it permissible to take a loan from the bank to purchase goods and pay customs duties and shipping costs to avoid usury and the unlawful?
Where can a Muslim invest his money in a Halal way given that Islamic banks lend with interest?
What is the ruling on consuming bank interest due to financial need, and can it be disbursed after a period?
What is the ruling on variable interest rates and the returns on investment certificates in Islamic banks, such as Faysal Islamic Bank, given that my salary is transferred to a usurious bank and the Egyptian Dar Al-Ifta has permitted me to [deal with] interest and [investment] certificates?
Is it obligatory to cut ties with someone who wears tight pajamas (trousers that are semi-tight and become tighter when sitting), even if modest clothing is dominant in gatherings?
Should the father be informed that the mother has taken out usurious loans without his knowledge, considering that the mother has repented and the father is strict and might divorce her, and she is unemployed?
What is the ruling on a rental method in which the tenant pays a large sum to the homeowner, then resides in the property for a specified period, and then reclaims the full amount after the period ends?
What is the ruling on borrowing from banks out of dire necessity, and upon whom does the sin fall if a person is forced into it by family members?
How did scholars classify bank funds under the category of usury (riba), and what is their evidence for that, and is there any disagreement among them on this matter?
What is the ruling on working in an unlicensed private clinic, and is the money earned from it lawful or unlawful?
Is it permissible to borrow from an institution that imposes late fees or interest upon non-payment, even if the borrower possesses what covers the loan and intends to repay it before the due date?
How can the benefit of a waqf land be preserved, given that it is surrounded by neighbors' fences on three sides, leaving no access to it except through the grandfather's land, which the heirs wish to sell? Can this waqf land be sold to purchase another, or to build a mosque with its proceeds?
What should I do about feeling like a low priority in my husband's life, and his neglect of me and my rights as a second wife and mother of his child, especially with his long stays with his first wife, his preference for her in housing and expenses, his fear of her anger, and his failure to prepare my own home?