Interest and Riba
4,478 questions
What is the ruling of Islamic law on financial transactions where profits are received in installments via post-dated checks, with the principal being received at the end of the year?
Is it permissible to take out an interest-bearing loan to complete a marriage, in the event of continued financial hardship and the unavailability of an alternative?
What is the ruling on paying a fee to a cousin in exchange for him withdrawing a sum of money from the bank and converting it to cash, in order to bypass the daily withdrawal limits?
Is it permissible to take out an interest-bearing loan to pay off accumulated debts and organize financial affairs, given insufficient salary and the unavailability of alternative borrowing options to meet basic needs?
What is the ruling on changing the prices of medicines in a pharmacy and selling them to customers at higher prices?
Is it permissible to borrow non-interest-bearing goods, such as clothes and gasoline, and then return them with an added benefit or an amount of money?
Is a banking entry considered a constructive possession sufficient for the validity of exchange in currency trading using the margin system, especially when selling the currency before settlement to avoid the rollover fee?
Are the non-refundable monthly subscription fees to a interest-free housing fund considered usury (riba)?
What is the ruling on one who lends money to a person for him to invest it or to utilize its profits?
What is the ruling on money acquired from mediating recruitment without a license from the state?
What should one do to purify the money of a person who used to deal with usurious banks, and now cannot distinguish between the origin of his money, and the loans and usurious interests?
What is the ruling on a father shunning his children (daughter and son) for more than two months, possibly extending to a year, due to a mistake they committed, especially with their repeated errors and frequent repentance, and the father viewing this as a punishment by not speaking to them?
Is it permissible to buy and sell shares of companies like Apple and Microsoft, which do not pay dividends and whose profits and losses depend on the selling price, taking into account the possibility that these companies deal with bank interest, and is it permissible to buy shares from companies that distribute dividends?
Is it permissible to use a credit card for interest-free installment offers, knowing that the purpose of obtaining it was for a "premium" interest-free installment card?
What is the ruling on working as a civil engineer in the construction of a headquarters for a bank that deals with usury, and is it obligatory to leave this work immediately, or is it permissible to remain in it temporarily to search for another job?
What is the ruling on obtaining a credit card from a bank that specifies thirty commercial establishments from which purchases can be made and paid for in cash or in monthly installments without any increase in price (0% interest), knowing that the user is aware that the bank receives 1% of the value of purchases from these establishments, while the card can be used outside these establishments as a regular credit card with interest if paid in installments?
Is striving to make a wife confront her husband about his mistreatment, based on personal knowledge and hints, considered "destroying a home"? And should one express an opinion frankly regarding the wife's grievances? And is it permissible to refrain from visiting their home?
Is the repentance of one who consumes usury accepted, knowing that Allah forgives all sins and that shirk (polytheism) can be repented from, and taking into consideration the noble verse: "Those who consume interest will not stand [on the Day of Resurrection] except as one stands who is being beaten by Satan into insanity. That is because they say, "Trade is [just] like interest." But Allah has permitted trade and has forbidden interest. So whoever has received an admonition from his Lord and desists may have what is past, and his affair rests with Allah. But whoever returns [to dealing in interest] - those are the companions of the Fire; they will abide eternally therein"?
What is the ruling on taking an interest-based loan from a bank to build a house, and does the saying of Allah Almighty apply to it: "Allah destroys interest and gives increase for charities"?
What is the reason for considering the landlord's condition and adherence to it, even though the tenant has acquired ownership of the usufruct? And am I obligated to change the ownership of the phone line that my father bought for me, especially since the company stipulates that it cannot be transferred to anyone other than its owner?
What is the ruling on paying off a debt borrowed in dollars with installments valued in Saudi riyals?
Is it permissible to spend mosque endowment funds to cover legal expenses for lawsuits between the trustees themselves concerning the management of the mosque?
Is it permissible to invest a sum of money with a relative who sells appliances in installments or for cash, such that I pay the price of the appliance in cash after the customer receives it, and the customer pays the installments to my relative, then the profits are divided between us? And what is the correct course of action if this is impermissible? And is it permissible for me to arrange installments for the customer without my relative's knowledge if I was the one who directed the customer to him?
What is the ruling on working as a teacher in a school that pays its teachers' salaries from the interest of its usurious deposits? Is it obligatory to ascertain the source of the money before working, and what should one do if this is the case with most schools?