Interest and Riba
4,478 questions
How can one deal with a father who has become harsh and resentful towards his children and wife, and who associates with those younger than himself, and should he be confronted, or is it sufficient to pray for him, knowing that he suffers from high blood pressure and diabetes?
What is the ruling on working for a holding company that has usurious subsidiaries, knowing that the company in which the husband will work does not deal in usury, but there may be dealings between it and its usurious subsidiaries?
What is the ruling of Islamic law on purchasing shares of modern transportation companies owned by non-Muslims, given that there is no usury in their transactions and their apparent business dealings are permissible, but it is unknown how they manage their financial affairs or whether they deposit their money in usurious banks or not?
Is it permissible for a group of Muslim youth in Canada, who are a minority and where no Islamic banks exist, to deal with a conventional bank to obtain financing for a real estate investment project, given that the full price of the land is paid by the partners and part of the construction cost is paid by the buyers, and the bank is a partner in profit and loss, knowing that the amount paid to the bank will be slightly more than the amount received, and is it true that Al-Azhar issued a fatwa permitting such transactions?
Is it permissible to use the "Buy Now Pay Later" service via PayPal in a foreign country where most transactions involve interest (ribā), knowing that payments are automatically deducted in installments from the bank? And is what I saw regarding a fatwa permitting the purchase of a car with interest due to necessity correct?
Is it permissible to deposit money in Islamic banks, especially if they are branches of interest-based (usurious) banks, and what is the ruling on using mobile payment wallets provided by telecommunication companies that cooperate with interest-based banks for bill payments and online purchases?
Is it permissible to take out a loan from a bank with fixed interest (10%) to pay the down payment for a social housing apartment and to start a project?
Is money distributed to hospital staff at the end of the year considered unlawful if part of it comes from bank interest?
Is it permissible to purchase a house through a usurious bank using a Murabaha system, whereby the bank first owns the house and then sells it to me for a fixed, deferred price, knowing that Islamic banks raise the price significantly, and I am a single young man seeking to marry and start a family?
Is it permissible to benefit from the free advantages of a credit card issued by an interest-based (ribawi) bank due to travel and work circumstances, such as access to airport lounges or discounts in stores?
What would you do regarding a young man proposing to your daughter, knowing that he works in an interest-based (non-Islamic) bank, in a department not dealing with loans, and knowing also that you have learned that working in non-Islamic banks is usury (riba) and forbidden, despite him being a person of good character and religiosity, who prays and fasts?
Is it permissible for a woman to teach women's handicrafts on YouTube, with only the hand and palm visible, and wearing a wristband to prevent any other part of the arm from showing? And does the fact that the work is not of interest to men change the ruling?
How can the effective cause of usury (riba) — measuring by volume or weight, along with edibility — be determined in the four categories, taking into consideration the changes in and exchange of methods of measuring by volume and weight, and the transformation of some weighed items to be sold by count or estimation?
Is it permissible to take a benevolent loan (qard hasan) from an Islamic bank to pay off part of a debt and deposit the remainder as saving certificates in the same bank without a fixed interest, and to benefit from the yield of these certificates to ease living expenses?
Is it permissible to change the rental value in a finance lease contract based on the lending rate from the Central Bank, taking into consideration that "the rental value may change according to the lending rate from the Central Bank"?
What is the ruling on a father hitting his son after puberty, knowing that the father is naturally short-tempered, and what is the solution to this situation?
Is it better for the pilgrim to break an investment deposit in an Islamic bank, with the resulting losses, or to borrow from his employer and continue to pay off the debt after performing the rituals?
Is the forbidden usury the stipulated increase on the money upon its repayment, or is it the increase when repayment is delayed due to default?
Is it permissible to pay Zakat via credit cards if the balance covers the amount and is settled without interest?
Is it permissible to take a sum of money from a person in exchange for writing a deed for him of the same value, on condition that this person takes a commission of 30 dinars for every 1000 dinars?
Is it permissible to subscribe to a fund to which the institution and the workers contribute, in order to help workers bear the costs of surgical operations for themselves or their family members by 80% of the operation amount, provided that the assistance does not exceed a certain amount?
What is the ruling on exchanging dinars for euros via bank transfer, given the absence of spot exchange (taqabud) in the same session (majlis)? And is it considered usury (riba) to sell euros at a price that varies according to the quantity, such that the price decreases as the purchased quantity increases?
Is it permissible to use a credit card from an Islamic bank that allows purchases in installments with a Murabaha profit that increases with the length of the installment period (1 month 0%, 3 months 2%, 6 months 4%), knowing that cash withdrawals are not subject to Murabaha but incur a fixed fee?
How should the questioner act regarding her money that her guardian placed in interest-bearing bank certificates without her consent, and does she bear any sin for that?