Interest and Riba
4,478 questions
Is it permissible to give money to a clothes merchant for him to buy merchandise, then he determines a profit margin on installments, and the purchases become the property of the merchant after the purchase?
What must the questioner do to atone for his sin after purchasing by installments from a company that later turned out to deal with a usurious bank, and is it permissible to give the amount of the interest as charity?
Is it permissible to utilize interest funds from the Housing Fund to purchase a home for marriage, given the inability to buy a home with the current salary?
Is it permissible to take out a usurious bank loan to finish the marital apartment, knowing that there is no other solution to secure the money, and that postponing the marriage is difficult?
Is the husband entitled to expel the domestic worker whom the wife brought with his consent, or to demand that she pay for her accommodation?
Is an accountant considered a participant in usury when recording accounting entries related to usurious loans and interest for a company that borrows from usurious banks?
What is the ruling on withdrawing usurious interest from a bank savings account and giving it to a needy person, and is that considered a sin for both the giver and the recipient? And what is the correct way to dispose of this interest?
Is dealing with a company that buys yarn materials from me for cash and then sells them back to me on credit with a high-profit margin considered usury (riba) or Tawarruq, knowing that this company does not operate and does not own the materials, and its owners are my partners in my own company?
What is the ruling on money earned from savings accounts with a fixed annual interest rate? Is it unlawful (haram)? And what should I do with the interest I have received if it is indeed unlawful?
Are funds acquired from selling dollars using certified checks – where an agreement is made on one day and delivery occurs two or more days later due to the bank's delay in issuing the check – considered unlawful (haram) and must be disposed of, knowing that I did this believing it was permissible and stopped immediately upon learning it was impermissible?
Is the money obtained by taxi offices considered unlawful (haram), given that they no longer provide any services in exchange for this mandatory payment for renewing a vehicle's license?
Is real estate financing unlawful if the bank pays the price of the apartment to the owner, and then the buyer pays it in installments to the bank, knowing that the apartment is not owned by the bank?
Is a loan offered by a company, on condition of life insurance for the employee to repay the loan upon death, permissible or impermissible?
Is it permissible to use credit cards that grant a certain amount to be paid in monthly installments and fees, without interest or late penalties, where fees are only paid upon usage?
What is the ruling on depositing money in banks and taking only the principal, leaving the interest, and is it permissible to deduct bank charges from this left interest?
What is the ruling on working in the IT department of a global company specialized in online advertising, knowing that the company does not prevent advertisements that violate Islamic law, such as ads for alcoholic beverages and interest-based loans? Is it permissible to work for it?
What is the ruling on money and profits deposited in a state-affiliated savings account, and is it obligatory to return all previous money and profits, or does repentance make what preceded permissible?
Is it permissible to borrow from a bank at a 25% interest rate if the state covers 30% of the interest value in development zones?
Is it permissible to purchase an air conditioner in installments from a bank with a profit margin, provided the bank pays the value of the air conditioner directly to the seller?
What is the ruling on taking a loan of 75,000 dirhams from a person who pays the bank in installments with an interest of 15,000 dirhams, and considers himself a partner in the business, and demands a monthly salary of 3,000 dirhams even if the loan is repaid early?
Is paying money in Egyptian Pounds to one's family, then having it transferred back to him later in US Dollars, considered a form of Riba An-Nasi'ah (interest due to delay)?
Is dealing with a purchase card, given the existence of an annual renewal fee and a one-time deducted interest as "administrative expenses" when paying in monthly installments from one's salary, considered a usurious transaction?
What is the ruling on not informing a competitor about the prices you are dealing with, because he sets the same price that you set?
Is money obtained from financing furniture through Islamic Murabaha, then received in cash instead of furniture to pay off debts, considered illicit money?