Interest and Riba
4,478 questions
What is the ruling on taking an interest-based loan, whose interest is covered by the government, with the intention of allocating a percentage of the project's profits to be spent for the sake of Allah?
Is it permissible to give bank interest to a sick, widowed mother or to a married sister whose husband is of modest means, with the intention of getting rid of it, in addition to giving them private money? And is female circumcision still a religious obligation nowadays?
Is it Islamically permissible to obtain a Visa card from HSBC Bank and make purchases with it, with the agreement that 100% of the amount due will be deducted before the payment due date to avoid interest?
Is the commission requested by the employee on the products considered legitimate brokerage, a stipulated fee, or illicitly consuming wealth?
Is it permissible to work as an intermediary between a website that provides services for a fee and other clients, by purchasing the service at one price and then selling it at a higher price without either party knowing that I am an intermediary?
Is telling others about my brother's healing after giving charity on his behalf considered showing off (riyaa'), and is disliking riyaa' sufficient for the act to be accepted?
Is working as a financial auditor in a government agency that collects fees and deposits them in usurious banks for interest—with the accountant recording this interest and the auditor reviewing it—lawful or unlawful?
Is it permissible to pay the lawyer's percentage (15%) from the legally due interest (9%) and dispose of the remaining amount of the interest? What is the ruling on the amount of compensation awarded as severance pay?
Is it permissible to take out an interest-bearing loan from a financing company, secured by a car the borrower already owns, for the purpose of completing the requirements for marriage?
Is it permissible for a husband to request a car through a company that allows its employees to own cars via "Leasing," knowing that the company pays the interest, not the employee? And is this considered complicity in usury if he receives the car from a former employee?
Is it permissible for a mother to borrow from the bank against her pension to cover the expenses of orphans and pay off debts, in the absence of other solutions?
What is the ruling on opening a bank account with a very small interest rate (0.15%) in US dollars in Canada, knowing that it is the only option to avoid significant loss when transferring expenses, and it is not possible to keep the money in cash?
Is it permissible to sell an apartment with a down payment requested in installments over 15 months, with an increase in the total amount due to the extended period, knowing that this is considered an installment sale?
Is it permissible to open a current account in a usurious bank where no interest is calculated, and the bank neither adds to nor deducts from the money except for a fixed annual fee specified for administrative procedures, and this fee does not change with the amount of money deposited?
Is it permissible to sign a bank account opening contract to obtain a card if the contract includes an usurious condition, with the intention of using the card only for permissible things?
What is the ruling on investing a sum of money in websites that offer high daily or hourly interest, knowing that these websites may close suddenly?
Is it impermissible to use leverage in forex, even though it does not involve a real loan or borrowing any money, but is merely a feature that allows trading with original capital with the possibility of greater profit or loss? And how can it be usury (riba) or a loan that brings benefit in this case?
Is selling on e-commerce websites, which withhold funds for days and invest them in interest-bearing bank accounts, considered cooperation in sin and transgression, with the seller's knowledge, even though this matter is not mentioned in the contract?
Is what a woman spends from her inheritance on her household and children considered zakat, or is she obligated to pay zakat? If obligated, is it due on the profit or on the principal amount?
Is it permissible to delay responding to one's mother's call if she calls for some reason?
Is it permissible for a taxi driver to take tips from brothels with the intention of donating them to Muslims, by analogy with taking usurious interest and spending it on good causes?
What is the ruling on working in an engineering office that participates in studies for projects financed by usurious loans, and in the design and follow-up of these projects after the loan is obtained?
What is the correct way to return an amount of 6 million dirhams taken from the mother's money without her knowledge, while attempting to conceal the matter from her, and is it permissible to take an interest-bearing loan to pay the amount in one lump sum to alleviate pangs of conscience?
Is it permissible to continue depositing money in a usurious bank in order to withdraw the interest and dispose of it by giving it to the needy, or must the account be transferred to an account that does not deal with interest?