Interest and Riba
4,478 questions
Is it permissible to purchase a house built with an interest-based loan, with the buyer undertaking to repay the remaining portion of the loan to the bank at the same remaining value without any increase?
Is it permissible to earn money by investing in an automated system that generates profits through interest, given that the company donates the interest to charities to dispose of illicit gains, and that it is impossible to avoid receiving this interest?
Is the manager's approval and signature on an employee's request for an interest-based loan to treat his mother considered aiding in usury, especially since the manager is not certain of the extent of the necessity? And is the mother's surgery considered a necessity that permits borrowing with interest?
1. Does it affect the ruling on employing a domestic worker if her residency permit is not under her real name, or is it sufficient for her to hold a regular residency permit? 2. Is it correct to say that there is no sin in employing workers who violate residency laws, as long as the responsible authorities overlook their presence? 3. Is a husband entitled to refuse to bring in legal domestic workers from companies, when they are available, on the grounds of high cost or not guaranteeing trustworthiness?
What is the ruling on giving a loan of 5 dollars on condition that 1 dollar be added to it as a fee upon repayment?
Is it permissible to import goods that have an exclusive agent without his knowledge, with the aim of overcoming financial loss and achieving recovery, intending to leave them for the agent in the future?
What is the ruling on selling gold on credit if the price of the gold is fixed at the time of payment (market price at the time of payment)? Is it permissible to sell manufactured gold that contains zircon stones at the price of gold, knowing that this is apparent? What is the ruling on working for this company?
Does the debt of a debtor become religiously nullified if he declares bankruptcy, and does that affect the validity of his future Hajj?
Is it permissible for my sister to write stories for children about the Tabi'in - such as Ibn Sirin - accompanied by cartoon drawings of them, given her fear of the impermissibility of drawing?
Is it permissible for me to benefit from my parents' money deposited in banks with interest, and what are the Shariah limits in dealing with this money, and is it obligatory for me to search for another source of income?
Is it permissible for a father to buy an apartment from his son through real estate financing from a bank, with the property mortgaged to the bank, and then for the son to lend the father the amount after receiving it from the bank?
Is a credit card that automatically deducts payments from a bank account permissible, given that one cannot be certain whether interest will be added in case of insufficient funds, and does its ruling differ if there are points or discounts when using it?
Is working as a broker between car insurance companies and young drivers, with the aim of recovering a portion of the insurance premium for drivers in the event of no accidents, considered forbidden (haram), or is it permissible (halal) given that it is merely a brokerage in a matter legally required in the United Kingdom and reduces the cost of insurance for people?
Is the fixed fine imposed by the bank for late loan payment, which is not dependent on the amount withdrawn, considered usurious interest (ribā) or is it permissible?
Is it permissible to take out a usurious loan from a bank to purchase a new, spacious place for prayer, given that the government has prohibited prayer in the current place due to its narrowness and unsuitability? Is this situation considered one of necessity that permits such an act? And is prayer permissible in this place if it is purchased with usury?
Is it permissible to borrow from usurious banks to build an Islamic educational institution, given that Muslims are withdrawing their children from Islamic schools and sending them to Christian schools that have a high educational standard?
What is the ruling on taking an advance from a bank for a fixed fee, to be deducted from the upcoming salary?
Is it permissible to buy shares in a company that sells halal products, if the company sells its shares to employees at a reduced price (20% margin), and it is stipulated that they must be held for three years, knowing that the company deals with usury only to a very small extent (less than 1%) and does not borrow from banks?
Is it permissible to purchase a home through a mortgage if the intention is to own the dwelling and not to trade in it?
Is it permissible to obtain a loan from the Central Bank of Egypt to establish a small project, where the bank pays the price of the goods to the company and collects monthly installments from the borrower with a declining interest rate of 5% (with a fixed rate of 3%)?
Is it permissible to perform Umrah with money provided by the bank in the annual Umrah lottery?
What is the ruling on signing contracts that include punitive clauses and usurious interest that cannot be avoided, such as contracts for electricity, gas, and water services, or a contract for purchasing land that requires a down payment and signing a contract that includes punitive clauses and usurious interest, knowing that the buyer will pay the price of the land in cash and will not take a usurious loan, and that the seller is unwilling to waive these conditions?
What is the ruling on purchasing a car in installments from an agency that imposes an interest rate ranging between 11-20% on the remaining (deferred) amount, with the rate increasing as the number of installment years increases?
Is a lawyer considered a scribe of usury if he pleads a case to reduce the value of usurious interest on behalf of his client, and the plea brief contains what necessitates a lower usurious interest than what is imposed according to man-made law?