Interest and Riba
4,478 questions
What is the ruling on rescheduling loans with the Central Bank and commercial banks, given that it entails an increase in the total loan amount and an extension of the repayment period?
Is it permissible to take the merchant's full profit in exchange for extending credit, and what is the ruling on increasing the price in the case of credit?
Is it Islamically permissible to take a loan from the state for the unemployed, with a sum of money deducted as bank fees?
Is paying an official a sum of money to obtain approval to demolish an old building on my private land, after the Antiquities Department's refusal, considered bribery and a sin?
Is the bank's method permissible, which obligates the payment of 1200 Riyals as a fee for services in the event that the car purchase is not completed after the bank has taken possession of it, or adds it to the total value if the transaction is completed?
What are examples of "two conditions in one sale" from our contemporary reality, and does the sale contract become void and the money unlawful if two conditions are included in it?
Is it permissible to benefit from the Russian government grant for purchasing property, which stipulates obtaining an interest-based loan from the bank, and then immediately repaying it with the grant?
What is the ruling on the car ownership system for employees followed by the company, which stipulates the transfer of ownership of the car to the company until its price is paid, with an additional 4.5% as administrative fees, and the employee bearing all additional costs, car expenses, and future transfer of ownership fees, along with selling the car if the employee leaves work and the company recovering its dues? And what is the permissible format if this system is not permissible?
Is it permissible to borrow from someone who obtained an interest-based loan to establish a private project, provided that he repays his debt to the bank, in order to avoid the sin of dealing with usury, or not?
What is the ruling on dealing with a bank that pays me an amount equivalent to the cost of living index to preserve the purchasing power of my money?
Has the Shafi'i school of thought permitted selling manufactured gold (such as a ring, necklace, or bracelet) on credit, considering it a commodity?
Is the aforementioned transaction, which involves paying a sum for registration and receiving a receipt for a greater value to purchase from specific stores, or paying half the price of a commodity to obtain it later, permissible in Islamic law?
What is the ruling on dealing with checks and the profession of money exchange, given that I am obligated to provide cash to employees and cannot do so except by cashing checks?
Does the colleague's repayment of the interest on the usurious loan, taken to purchase a car, after the borrower retracted and requested to return the amount for repentance, incur additional sin upon the borrower? And what is obligatory to do in this case, and upon whom is the repayment of the interest obligatory?
What is the Sharia ruling on a company providing cars for its officials, whereby the company bears part of the price and the official bears the remaining part in monthly installments, and the purchase is made through an Islamic bank without interest, and the car is registered in the official's name, with the condition that he may not dispose of it until after five years, and he is obligated to cover the expenses of maintenance and comprehensive and compulsory insurance during this period?
What is the ruling on taking an interest-based loan from the Canadian government to pay for education expenses?
What is the ruling on delivering remittances at the exchange rate prevailing at the time of agreement versus the time of delivery, in order to avoid Riba (usury/interest)? And what is the ruling on lending an amount in one currency and repaying it in another currency, given changes in the exchange rate? Is that considered Riba?
Is it permissible to increase the agreed-upon percentage with the office owner in exchange for his guarantee to pay the amount to the factory owner?
What is the nature and ruling of the new two-year house rental contract, where the full amount is paid upfront and returned after the contract ends? Is it considered a circumvention of a usurious loan? What are the legal implications in case of default? Is the tenant allowed to sublease it if the landlord agrees? And how can this contract be rectified Islamically?
Is it permissible to use a Visa card to pay exam fees, covering the full amount to avoid any fines or interest, given the difficulty of obtaining US dollars in Egypt and that the Visa card is the only means of payment in dollars abroad?
What is the ruling of Sharia on the transaction of purchasing a house from a company that builds residential homes, where the buyer paid an upfront sum, and the remaining amount is paid monthly over a long period, and then it became clear to him that there is a third party, which is a savings bank, in the contract, bearing in mind that the buyer is ignorant of Sharia transactions and has paid a large sum that cannot be refunded if the contract is rescinded?
Is the available balance from a monthly program, on which a fixed 5% administrative fee is paid in advance, considered to be in the same category as money on which interest is impermissible, knowing that this balance can only be used with merchants contracted with the program?
Is it permissible to donate money that is of a questionable nature—estimated at 20% of the monthly income—to pay off my father's usurious debt?
Is the transaction offered by the public institution for installment payments, which involves paying 30% of the car's value upfront and deferring the remaining amount over five years with a 5% annual charge on the car's price, permissible under Sharia law?