Interest and Riba

4,478 questions

What is the ruling on working to coordinate an international commercial operation funded by an interest-based loan, which benefits the poor Muslims?
Is it permissible to purchase a house through an interest-based loan (mortgage) system in Ireland, knowing that the state refunds the usurious interest from the buyer's taxes, so that only the original value is paid?
Is it permissible to take a loan from a bank by mortgaging a friend's property in exchange for an annual 10% interest payment on the loan amount to the friend?
Is a person considered disobedient to their parents if they fall short in their studies due to obsessive thoughts (waswas) related to purity and impurity, and resort to equivocation when asked about their studies for fear of their anger and their accusing religiosity and scholars?
Does playing the game "Minecraft" constitute usury (riba) due to the presence of a system that allows obtaining items from monsters after killing them, or due to the possibility of purchasing tools like swords with real money within the game? And does the ruling differ if the game is free or paid?
What is the ruling of Islam on guaranteeing a brother in a bank loan?
Is working for a company that funds small projects through interest-bearing loans, with salary increases based on the number of registered clients, considered permissible or impermissible?
Is it permissible to subscribe to bank shares solely for profit, in the absence of a pressing need or necessity?
Is it permissible to pay for a commodity via PayPal in installments with usurious interest, knowing that there is a dire need for the commodity and an inability to pay its full price?
What is the ruling on using the Samba Visa card and its annual subscription, knowing that the bank charges annual fees and interest upon delay in paying the amounts withdrawn in cash or for purchases?
Is it considered usury if the current account holder stipulates special privileges—such as exemption from fees—in exchange for not transferring his money from the bank, or is this excusable?
Is a project in which the capital is from me, and the profit is distributed according to pre-determined percentages (10% for me, 10% for another, and the rest for a third), and in which the bearing of loss was not discussed, considered usury (riba)? And how can it be corrected if it is?
Is prayer accepted in a mosque built on land where the government has environmentally prohibited construction, and its owners decided to build despite that?
Is it permissible to put a property in the name of a relative so that the bank may buy it from him, and then sell it to me in installments, for the purpose of obtaining financing to complete the house and pay off debts?
Is a Muslim debtor obligated to repay the remainder of his debt (excluding usury) after officially declaring bankruptcy, even if his assets were sold for less than their value, and is it taken into consideration that this store might be his sole source of income?
What should one do if they have obtained free life insurance from the bank – and they do not want it because it is forbidden – knowing that their use of the bank card keeps the insurance active, and that stopping the use of the card for 3 months automatically cancels it?
What is the ruling on entering into investment certificates (A), (B), and (C)?
How can the 'illah (effective cause) of riba (usury/interest) in usurious commodities be controlled nowadays, especially with the change in their measurement methods (from volume to weight and vice versa, or selling by count), and with the existence of manufactured foods derived from them?
Is money earned from Murabaha shares, following a fatwa permitting them and delaying the purchase of land, then reinvesting it in pure (non-interest-bearing) shares, considered money with a suspicion of usury, and is fearing it a delusion or a path to salvation?
What is the ruling on using a prepaid MasterCard with a fee of 200 riyals every two years, given the opinions that state it is impermissible if the fees exceed 35 riyals?
Is it permissible to pay the administrative fees of a usurious bank from the interest of money deposited therein out of necessity?
Is taking a loan from the Dutch bank to buy a car and pay off previous debts, due to extreme need and difficult financial circumstances, considered a sin, and what should be done in this case?
What is the ruling on a sister buying half of her father's house with usury to pay off her father's usurious loan and for his heirs to avoid inheritance tax?
What is the ruling on taking an interest-based loan from the state for an agricultural program, if the alternatives are: remaining without income while supporting a family, or losing the expenses of preparing the file, or being stripped of land ownership?

Interest and Riba

What is the ruling on working to coordinate an international commercial operation funded by an interest-based loan, which benefits the poor Muslims?

Is it permissible to purchase a house through an interest-based loan (mortgage) system in Ireland, knowing that the state refunds the usurious interest from the buyer's taxes, so that only the original value is paid?

Is it permissible to take a loan from a bank by mortgaging a friend's property in exchange for an annual 10% interest payment on the loan amount to the friend?

Is a person considered disobedient to their parents if they fall short in their studies due to obsessive thoughts (waswas) related to purity and impurity, and resort to equivocation when asked about their studies for fear of their anger and their accusing religiosity and scholars?

Does playing the game "Minecraft" constitute usury (riba) due to the presence of a system that allows obtaining items from monsters after killing them, or due to the possibility of purchasing tools like swords with real money within the game? And does the ruling differ if the game is free or paid?

What is the ruling of Islam on guaranteeing a brother in a bank loan?

Is working for a company that funds small projects through interest-bearing loans, with salary increases based on the number of registered clients, considered permissible or impermissible?

Is it permissible to subscribe to bank shares solely for profit, in the absence of a pressing need or necessity?

Is it permissible to pay for a commodity via PayPal in installments with usurious interest, knowing that there is a dire need for the commodity and an inability to pay its full price?

What is the ruling on using the Samba Visa card and its annual subscription, knowing that the bank charges annual fees and interest upon delay in paying the amounts withdrawn in cash or for purchases?

Is it considered usury if the current account holder stipulates special privileges—such as exemption from fees—in exchange for not transferring his money from the bank, or is this excusable?

Is a project in which the capital is from me, and the profit is distributed according to pre-determined percentages (10% for me, 10% for another, and the rest for a third), and in which the bearing of loss was not discussed, considered usury (riba)? And how can it be corrected if it is?

Is prayer accepted in a mosque built on land where the government has environmentally prohibited construction, and its owners decided to build despite that?

Is it permissible to put a property in the name of a relative so that the bank may buy it from him, and then sell it to me in installments, for the purpose of obtaining financing to complete the house and pay off debts?

Is a Muslim debtor obligated to repay the remainder of his debt (excluding usury) after officially declaring bankruptcy, even if his assets were sold for less than their value, and is it taken into consideration that this store might be his sole source of income?

What should one do if they have obtained free life insurance from the bank – and they do not want it because it is forbidden – knowing that their use of the bank card keeps the insurance active, and that stopping the use of the card for 3 months automatically cancels it?

What is the ruling on entering into investment certificates (A), (B), and (C)?

How can the 'illah (effective cause) of riba (usury/interest) in usurious commodities be controlled nowadays, especially with the change in their measurement methods (from volume to weight and vice versa, or selling by count), and with the existence of manufactured foods derived from them?

Is money earned from Murabaha shares, following a fatwa permitting them and delaying the purchase of land, then reinvesting it in pure (non-interest-bearing) shares, considered money with a suspicion of usury, and is fearing it a delusion or a path to salvation?

What is the ruling on using a prepaid MasterCard with a fee of 200 riyals every two years, given the opinions that state it is impermissible if the fees exceed 35 riyals?

Is it permissible to pay the administrative fees of a usurious bank from the interest of money deposited therein out of necessity?

Is taking a loan from the Dutch bank to buy a car and pay off previous debts, due to extreme need and difficult financial circumstances, considered a sin, and what should be done in this case?

What is the ruling on a sister buying half of her father's house with usury to pay off her father's usurious loan and for his heirs to avoid inheritance tax?

What is the ruling on taking an interest-based loan from the state for an agricultural program, if the alternatives are: remaining without income while supporting a family, or losing the expenses of preparing the file, or being stripped of land ownership?