Interest and Riba
4,478 questions
What is the ruling on purchasing shares of companies operating in pharmaceuticals, car insurance, and tourist hotels from a government bank that deals with interest, knowing that these are the only banks available for selling shares, and that the bank declares its intention to offer Sharia-compliant deals and transition to operating under its regulations in the future?
Is it permissible to take bank interest to cover exorbitant taxes that some believe are taken unjustly?
Is the second method of purchasing "rent-to-own" housing units from "CNEP Bank" considered usurious, given that 25% of the housing unit's value is paid upfront, then the remaining amount is paid in installments over 25 years with an added annual profit margin of 5%, and the contract is drafted as a loan with interest, despite the housing units being owned by the bank and sold by it on an installment basis?
Am I sinful for using an interest-bearing Visa card when traveling abroad out of necessity, and must I cancel it?
Is it permissible to take money from the insurance company to repair a house that was purchased through a lease-to-own system, given that the bank is the one paying the insurance company?
Does a loan become impermissible in Sharia if there is a clause that obligates the payment of interest as a penalty in the event of a breach of the loan conditions, knowing that it is originally an interest-free loan?
Is a loan with a diminishing interest rate of 5% (reaching 3%), such as one million Egyptian Pounds to be repaid as one million and thirty thousand Egyptian Pounds after one year, considered usury or administrative fees?
What is the ruling on publishing content on YouTube in the future, and what is the ruling on keeping old videos, given that YouTube will place ads on videos and profit from them without the content owner's consent?
Is it permissible to take out an interest-bearing loan to pay a ransom for the release of a prisoner?
Is it permissible to borrow a sum of money from someone who himself borrows from an interest-based (usurious) bank, knowing that I will return the amount to him without any increase (non-usurious)?
Is the distribution of symbolic (or non-symbolic) gifts to doctors by a medical laboratory considered bribery?
What is the ruling on an intern doctor performing the duties of a general practitioner in private hospitals for financial compensation, knowing that he is proficient in these tasks and refers complex cases? And is his proficiency sufficient to legitimize his earnings, or must he wait until official graduation and obtaining a license to practice the profession?
Is it permissible to deal with the "Golden Way Group" company, which sells and mines precious metals, where pure 24-carat gold is purchased and left in the company's vault for trading, and the investor receives a profit margin ranging from 3% to 5% depending on the frequency of receiving profits (weekly, monthly, quarterly, semi-annually, annually), and the contract is for one year, with the possibility of receiving 80% of the capital or renewing the contract upon expiration, knowing that the capital is not guaranteed in cases of company bankruptcy, natural disasters, or wars?
Is the husband permitted to compel his wife to complete two full years of breastfeeding if she does not wish to do so, believing that the child will not be harmed by weaning after reaching a year and a half and beginning to eat solid food?
Is it permissible, in Islamic law, for an employee to agree with the homeowner to purchase a property for a price lower than that declared to the company, and to take the financial difference without the company's knowledge, while the employee commits to paying the higher value to the company?
Is it permissible for my husband to take money from his grandfather, who deals in usury, and then use it to buy food for the birds he raises and sells, or to repair his car, knowing that my husband does not use this money for his own food or expenses?
What should a man do who discovered that his wife is talking to another person via Facebook, both by voice and writing, and he has conversations proving this, and she admits the mistake but threatens to expose certain sexual practices if he does not lie about the ownership of her Facebook account to his family, knowing that they have two children, and she is a stubborn person who shows no interest in divorce?
How can a man divest himself of shares he bought from an interest-based bank?
Which is more deserving: paying off the usurious loan now that the money is available, or postponing the payment to save enough money to return to live in a Muslim country?
Is the amount paid as an installment at the beginning of settling a debt that includes interest considered the interest itself, such that a new buyer of the commodity can pay the remaining installments without interest being calculated on them?
Is it permissible to engage in triple financing, in which the state and the bank provide a percentage of the equipment's price, and the beneficiary pays the remainder in installments with an increase, while the ownership of the equipment remains with the bank until all dues are settled?
What is the ruling on money obtained from bank prizes on savings accounts, and if it is forbidden and has been used as capital in a permissible trade, then donated to the needy, is there still a prohibition in it?
Is it permissible to invest in permissible areas for a company that deals in unlawful Forex, knowing that it offers variable daily profits and terminates the contract when the profit reaches 150%, which necessitates renewing the purchase of shares?
What is the optimal course of action regarding the sum of money that the father used to give to the paternal cousin in Yemen, which the latter did not dispose of, and is it better to dispose of it in Yemen or in the questioner's country, and is it obligatory to fence the plot of land that the father bought in Yemen with this sum?