Interest and Riba
4,478 questions
Is it permissible to work for "Aman Financial Services" company, which provides micro-loans and bill payment and installment services, bearing in mind that the company offers life insurance to the employee, and in light of the noble Hadith: "The Messenger of Allah (peace and blessings be upon him) cursed the one who consumes Riba (usury/interest), the one who feeds it, its scribe, and its two witnesses, and he said: 'They are all equal'"?
Is it permissible to purchase shares from an Islamic bank if the share value is $110, and these shares are invested in business ventures free from usury (riba), and the profits are distributed to the beneficiaries?
Is it permissible to sell tickets that were purchased with an agreement not to resell them, and is the money earned from that unlawful, especially since everyone acts in this way?
What is the ruling on borrowing from a bank that repays the loan with a 5% increase as administrative fees?
What is the ruling on the savings account prize in the Islamic bank?
What is the ruling on creating a demo account with virtual money on a brokerage platform for the purpose of learning and simulating the market, knowing that trading is only permissible in sharia-compliant stocks?
Is it permissible in Sharia for one person to borrow from an Islamic bank on behalf of another, with the latter agreeing to repay the installments and give him a reward in return for his favor?
Is it permissible to purchase products in installments from a non-Islamic, interest-based bank, knowing that the price of the product does not increase with installment payments?
Is the increase of ten dinars for every thousand dinars that "The Rural Women's Cooperative Society for Saving and Lending" lends to its members from the members' funds, a portion of which is distributed to the members, considered explicit usury or not, given the Society's claim that it is not usury for the reasons mentioned?
Is it permissible to marry a committed young man who bought a house with an interest-based loan, knowing that he consulted scholars who issued a fatwa permitting it, and would rejecting marriage to him be considered a sin?
Is the wife considered sinful if she lives with her husband who takes an interest-based loan for a new project, and is that considered a reason to seek divorce?
Is it permissible to give out the usufruct (interest) from an inheritance deposited in a usurious bank, in a non-local currency, by converting it to the local currency and then giving it out, knowing that the local currency is of low value, or must the usufruct be given out in the same non-local currency?
What is the ruling on borrowing from an institution that offers interest-free loans and requests $300 as administrative fees for operational expenses, especially given that this amount is significant compared to the local cost of living, and knowing that there is a fatwa permitting this, provided that the amount is not a profitable increase on the loan?
Is buying online with a credit card that offers a special discount to its holders, while the price is higher for non-holders of this card, considered a usurious transaction? And what should be done if that is the case?
Is it permissible to sign a forbidden condition with an Islamic bank, or to deposit money in an interest-based bank—which would be considered aiding it in sin—in order to obtain an electronic payment card?
What is the ruling on usurious interest that was disbursed from investment certificates after repentance, and is it obligatory to dispose of the entire amount or what remains after deducting withdrawal fees, and what should one do if disposing of the entire amount exceeds their capacity and leads to a loss of capital?
Does the phrase sent by the husband to his wife: "If the interest between us requires going to a certain country, and that we meet there, will you come? If you come, I promise you on my honor that I will treat you like a stranger as long as we are in the apartment, except in front of people only, and you will return just as you came," take the ruling of zihar? And is it a condition to utter it verbally for it to take this ruling, or is a written message sufficient? And if it is zihar, is its ruling suspended until the spouses go to that specific country, or does it occur even in other places?
What is the ruling on increasing the price of feed when purchasing it on credit instead of with cash, knowing that the office shares in both profit and loss?
Is it permissible to finance the finishing of a hotel and the purchase of its furniture and equipment with a commercial bank loan, in a European country, with the bank directly paying suppliers upon the client's request and based on their invoices, without the bank being a party to the supply contracts, and without transferring any funds to the client, and settling the loan after the project is completed?
Is it permissible to convert my pension to a fixed interest system at 100% and donate its proceeds, especially since the current stock investment system does not deal in prohibited matters?
Is it permissible to work with a Takaful insurance policy for an end-of-service bonus, where its premiums are deducted from the salary, and it grants a loan with it as collateral at a 7% interest rate, repaid by deduction from the salary?
What is the ruling on working to develop a financial funding company that deals with interest-based systems for car financing and installment cards?
What is the ruling on using a credit card that is charged from the user's balance and used for online purchases and hotel bookings, when it is issued by the same company that issues interest-based (riba-based) cards (Mastercard)?
Is the sale and purchase agreement made by our brother to sell the heirs' shares at a price of 750,0 per meter valid, given that the price later rose to 1,200,0?