Interest and Riba
4,478 questions
What is the ruling on fees imposed for early repayment of an old loan? Are administrative fees added to the value of a new loan considered usurious, and what must the questioner do if they are?
What should a person do who bought land to build a mosque with an interest-based loan due to the unavailability of a mosque in his area, believing that there are no interest-based loans in Saudi Arabia?
Is it permissible to keep prohibited bank shares until the capital is recovered after repentance, or must they be sold immediately, even at a loss?
What is the ruling of the Sharia on a Muslim paying a fixed and specified interest to a non-Muslim creditor if he is late in repaying the price of goods he purchased on credit, and the debtor is unable to pay?
What is the legal ruling on borrowing a sum of money from an institution without interest, when upon receiving the amount from the bank affiliated with the institution, the employee states that there is a commission for withdrawal?
Is the amount taken for guaranteeing the purchase of a car in installments permissible (halal)?
What is the ruling on working with the pharmaceutical company "Genius"? Is the fixed profit margin (20%) realized every three months, in addition to the commission (38%) for bringing in new investors, considered permissible (halal) or impermissible (haram)? Does the ruling differ if these percentages change according to the company's profit? If the transaction is impermissible (haram), is it permissible to take the money earned and spend it on da'wah (Islamic proselytizing) or charitable activities?
What is the ruling on dealing with a father who has taken out an interest-bearing loan, and what is the responsibility of the father and children regarding this loan, and is it permissible for the children to purchase their needs with this money?
What is the ruling on mortgaging a house for an interest-bearing loan, then purchasing this house after its forced sale in a public auction? Does this purchase fall under buying usurped property? And what is the ruling on buying this house from the second purchaser to annex it to the mosque?
What is the ruling on using the "installment" card issued by an Islamic bank, which allows the customer a loan of 1000 dinars (800 in cash and 200 for purchases), to be repaid in monthly installments without interest or late fees, with an issuance or renewal fee? Is it permissible to transfer one's salary to this bank to obtain this loan? Is this loan considered to be drawing benefit for the bank by increasing its customers?
What is the ruling on using a credit card that includes a late payment penalty clause, or dealing with an interest-based bank to obtain an electronic card that has no loans but charges fees as a percentage of the withdrawn amount?
What is the ruling on obtaining a loan without usurious interest, which requires a pro forma invoice for household electrical appliances that are not actually purchased, and then using the loan amount for purposes other than those mentioned in the invoice? And what is the solution if that is impermissible?
Is it permissible to take out an interest-bearing student loan to cover living expenses and housing rent, given the unavailability of shelter and the inability to secure the necessary funds for it?
Is zakat obligatory on an amount of (100,000) Saudi Riyals borrowed from a usurious bank due to dire need, and a year has passed without achieving its intended purpose, and is it permissible to benefit from it?
Is it permissible to use "Visa Rewards" points earned from a non-interest-bearing Visa card, and are these points considered usury (riba)? And if they are usury, is it permissible to donate their value as charity?
How sound and lawful is the Mudarabah process with the steps mentioned, what is the ruling on one who has previously dealt with it, and what should he do?
Is it permissible, Islamically, to pay the interest amount imposed by "American Express" on the overdue principal debt, and what action should be taken if that is usury, given that the cardholder would be harmed in case of non-payment?
Is purchasing a house with high-interest bank financing considered a Sharia necessity to avoid the troubles and exorbitant costs of rent, knowing that usury is forbidden except in cases of necessity, and does this apply even if I could afford to buy a better house for a larger amount?
Is the monthly amount paid by the bank for freezing a sum of money in a current account considered usury, and how can the husband be convinced of that?
To what extent is the bank and its contract legitimate, which is based on purchasing real estate and then leasing it to its owner in installments that exceed the purchase price?
What is the optimal Islamic economic system that prevents inflation, and how does it deal with the operations of central banks and commercial banks that lend money they do not possess with interest?
What is the obligatory amount to be given out from money gained from selling multiple motorcycles, with doubts about their stolen origin, and does the ruling on Riba (usury/interest) apply to it?
What is the ruling on purchasing games in which virtual currency is exchanged for real money, such as paying a real sum to increase the virtual currency one obtains in the game? Is this considered usury (riba) or unlawful (haram)?
Is the "Zahrat Al-Waha" stock in the Saudi market pure or mixed?