Interest and Riba
4,478 questions
What is the ruling on renting out a commercial register for a percentage of the value of contracts, with the lessor paying the resulting taxes and guarantees?
What is the ruling on using an electronic credit card that charges annual fees and a commission on amounts spent, and the bank converts the currency from Egyptian Pounds to US Dollars to complete transactions?
What is the ruling on selling a plot of land to someone who intends to mortgage it to obtain an interest-based loan?
What is the ruling on working for a company that electronically connects sellers and buyers, where transactions are mostly conducted through usurious banks, and is the company's commission for these services considered aiding usurious banks?
1. What is the ruling on saving in Saudi Aramco, whether for investors or others? 2. What is Taqiyya according to Sunnis and Shias? 3. Is it permissible to call Sheikh Ibn Baz "the Imam," and who are the Imams according to Sunnis?
How do I rid myself of doubt concerning people's money that may contain unlawful transactions, and how can I borrow lawful money without fearing it will become unlawful again?
Is zakat obligatory on the aforementioned investment certificates, and what is its amount, and what is required of one who does not possess its value?
ما هي حكمة تحريم ربا الفضل؟ وما هي أشكاله المعاصرة؟
Is a company that sells shares for $10 and grants a daily profit of 2% of the share's value for 75 days (to become $15) usurious?
What is the ruling on reserving apartments through a cooperative loan via banks or local authorities?
What is the ruling on giving money to a needy friend for a project on the condition that he returns it with a share of the profits? And is it necessary to write a receipt for the amount despite the trust between the two parties?
Is it permissible for me to own shares in a foreign software company, some of whose divisions work with the military, and whose financing involves usurious borrowing, knowing that I will acquire the shares as a gift for a small amount, and their value will increase if the company is sold or floated on the stock market?
Are predetermined bank interests considered usury (riba)? And is it true that the reason for prohibiting usury is exploitation, and therefore, if this reason is absent, as in the case of someone taking interest from the bank with the bank's consent, then it becomes permissible?
1. What is the ruling on disposing of usurious profits resulting from money I inherited, which my brother deposited in a usurious certificate without my knowledge? And are these profits considered my right? 2. Is it permissible for me to continue depositing my money under the savings and agency system in an Islamic bank and benefit from the calculated returns, given the doubts about the supervisory body's adherence to the Salafi school of thought?
Is receiving a fixed monthly sum from a real estate company in exchange for investing with them considered usury (riba) if the company does not liquidate profits annually but rather provides fixed monthly profits? And how can one dispose of these profits if they are unlawful, and is it permissible to dispose of them partially in installments?
Why is the riba of Nasi'ah not applicable to currencies as it is to gold and silver?
Is what banks do by giving students and recent graduates a sum of money with the university or work as collateral (60% cash and 40% purchases) considered usury, given that interest is calculated on cash withdrawals from the first day and on purchases after 45 days, and what is the expiation for those who have engaged in it if it is usury?
What should I do, as I dealt with a bank through usury unknowingly, and I refused to repay the usurious loan after learning of its prohibition, and the bank is threatening me with imprisonment?
What is the ruling on purchasing a house through real estate financing from a bank that finances 75% of the unit's value with a tripartite contract, with a prohibition on selling the unit until the installments are paid off and the apartment is authorized to the bank, with an interest rate of 7% on the total financing amount?
What is the ruling on the "leasing" contract that combines debt and usury, with conditions such as the buyer bearing the maintenance of the commodity, prohibiting its disposal before full payment of the price, calculating payments with usurious increments, adding a 5% penalty for late payment, and the possibility of repossessing the commodity in case of non-payment, all under circumstances that protect the buyer from confiscation of his funds? And do extenuating circumstances permit changing some Sharia rulings, as Umar ibn al-Khattab did with the Hadd punishment for theft during the Year of Ash?
What is the ruling on handing over usurious work to another person after repenting from it, and am I sinful for having taught him how to deal with banks?
What should I do about transferring a financial prize to my bank account in a usurious bank, knowing that there are no Islamic banks in my country?
Is it permissible to give out a portion of the money deposited in the bank with interest, after furnishing the apartment and getting married? And is what the brother did, by taking a portion of the amount on the pretext of usury, correct?
What is the ruling on working for an oil company that sells its products on credit to agents and requires them to deposit a security amount in an interest-based bank or open a letter of guarantee, knowing that my tasks involve completing employee handover procedures and not drafting the corrupt contracts, and that their work is multifaceted and not limited to these contracts?