Interest and Riba
4,478 questions
What is the ruling on purchasing an apartment from a company that sells it in installments with an 8% monthly increase, on the condition that a down payment is made and the remainder is paid in monthly installments, knowing that the company deals with the bank and the buyer deals with the company?
What is the ruling on a deferred loan from a bank, such that repayment begins after the first loan is concluded?
Is a fixed interest rate paid on stock transactions permissible?
What is the ruling on the two options presented for financing a commercial project, do their rulings differ Islamically, and which of them is the correct legitimate method?
Is a son residing in the UAE considered undutiful if he refuses to repay his father's usurious loan in Gaza, given his financial inability and personal debts, even though his father is threatened with imprisonment?
Is the use of usurious interest found in the wife's accounts, which was fully withdrawn and given to the brother for his marriage, with the intention of getting rid of usury without seeking reward, a correct and permissible act in Sharia, and what should be done to expiate the sin if it is not?
Is vowing to pay the value of usurious interest, which was taken as a loan out of necessity, considered expiation for the sin of dealing in usury?
What is "ʻIlm al-Jafr," and is its attribution to Ali ibn Abi Talib (may Allah be pleased with him) sound? What is the ruling on acting upon it or relying on it, and how do we respond to someone who tries to convince us of it?
Is it permissible to work for an association that finances small projects with simple loans, from which it obtains interest used for charitable work, administrative salaries, and social development projects, knowing that the original funds are foreign aid, and the association relies on this interest for its continuity?
Is it permissible to continue in a housing cooperative that requires a certificate of non-ownership of housing in the area, knowing that the majority of members own housing and obtain the certificate through illicit means, and that I own an apartment and wish to improve my housing situation?
Is it permissible to use the proceeds of usurious money to introduce electricity into a residential unit at a school from which the residents benefit?
Is it permissible to initiate a contract with an interest-based bank and then transfer it to an Islamic bank due to the unavailability of a 20% down payment for purchasing a home?
What is the legal ruling on dealing with a government bank that grants interest-bearing loans for building housing, then deducts the price from the beneficiaries? Is it permissible to submit a reservation request? Is this considered an usurious loan if the apartment price includes an interest rate? What is the ruling if the building funds are from the bank's interest profits or from the state's general treasury?
What is the ruling on working in a usurious bank despite the need for money and the parents' objection to leaving the job? Is this considered disobedience to parents?
What should a person do who has taken out an interest-based loan and is still paying it back, in order to cleanse himself of his sin, knowing that he has a business based on this loan, and what remains of his salary is not enough to cover the loan payments and his household expenses?
Is it permissible to pay phone and internet bills from bank interest, knowing that some Egyptian banks operate according to the fatwa of Sheikh Jad al-Haq, which permits not specifying interest rates at the beginning of the transaction and their instability? And is it permissible to pay a cash amount to restore internet service that was disconnected by the company, after it became clear that the branch's conditions were incorrect, using bank interest?
How is it possible to borrow for building a house without falling into usury, knowing that available loans have interest and that the house will cost around 30,0 US dollars?
Are the costs of transferring money derived from usury to be paid from the money itself, or from the sender's own money, and is it permissible to stop helping someone whose trustworthiness is doubted?
How can one be certain that the Al-Raid Fund does not deal in usurious (riba-based) stocks, and is it sufficient to rely on the fatwa of Sheikhs Ibn Mani' and Al-Mutlaq that it is permissible, and on their supervision of it?
Is it permissible for my husband to take out loans to build a house for his family and to marry off his brothers, given that there is land that can be sold to pay off the debts and cover the needs of his daughters, and is selling it now at a lower price better than him bearing the burden of these loans alone?
Is it permissible to engage in buying and selling shares with Atlas Company, which is affiliated with the Riba-based Arab Bank, knowing that deposits are made into the Arab Bank, the questioner does not have a personal account with them, and he does not borrow from them?
Is it permissible to conduct feasibility studies for projects requested by the bank from borrowers to obtain usurious loans?
Is using a credit card to purchase a travel ticket with the intention of early repayment considered a sin if repayment becomes impossible at the specified time and usurious interest accrues, and does the punishment for consuming usury apply to the perpetrator in this case?
Is it permissible to take a loan from the bank to complete the payment for a sister's house, knowing that the available amount does not equal one-third of the price and that real estate prices are increasing?