Interest and Riba
4,478 questions
Is it permissible to use the interest from a bank deposit to pay off part of a friend's loan from a usurious bank, and what are the legitimate ways to spend it if that is not permissible?
Is it permissible to buy a car in installments from a usurious bank if the deposit in the same bank covers the price of the car and cancels the installment interest?
Is it permissible to pray in a mosque whose administrator legalizes usury and rejects the fatwas of scholars, while the Imam makes many mistakes in reciting the Qur'an and does not attend Fajr prayer, taking into account the fatwa of one of the shaykhs that one should not pray behind him or in that mosque?
Is it permissible to buy a house with money sourced from bank interest if it is the only means of housing for a needy family?
What is the legitimacy of a company obliging its employees to insure cars purchased with an interest-free loan from it, with the insurance value being paid in installments over four years?
Is it permissible to sell 20 kilograms of barley on a deferred payment basis, then for the seller to waive 10 kilograms in exchange for the payment of 10 kilograms upfront, without falling into usury (riba)?
Is it permissible to keep the children’s money saved in the post office, even though the mother knows that its interest is forbidden, due to the unavailability of a close alternative, and the father’s approval to use the interest for the children’s urgent needs? And what should the mother do with the money to avoid the forbidden interest?
Is Zakat obligatory on bank deposits that generate annual returns, and against which a loan was taken to purchase and furnish a home, while the loan installments are still being paid, and if so, how much is its amount?
What is the ruling on working for a company that finances car purchases for its employees and pays the interest to the banks on their behalf, then deducts the amount from their salaries in installments, and stipulates that they must repay the principal and the interest paid on their behalf if they leave work before five years, or transfer ownership of the car to the company along with paying the difference?
What is the ruling on dealing with a loan from a bank with a 3% interest rate paid for services, knowing that the lending bank is now demanding this interest which used to be spent on general Muslim affairs? Is it permissible to use usurious money out of necessity or to pay off the debts of some participating youths, and what is advised to make the money lawful in the absence of Islamic banks in the country, and is it better for Muslims to benefit from this interest or for the foreign bank to keep it?
Should one refuse a car purchase bonus where the company covers half the cost, knowing that this half will be borrowed from an interest-based bank?
What is the ruling on the loan that my sister's husband took from the usurious bank where he works, regardless of whether it was with interest or without? And how does the facilitation of their affairs and the abundance of their provision reconcile with Allah's saying: "Allah destroys interest and gives increase for charities"?
Is buying an apartment in installments from a company, where interest is added to the original price due to the extended payment period, considered permissible (halal) in Islam?
Is it permissible for relatives to sponsor an orphan, such as sponsoring one of the children of a deceased maternal uncle? Is this sponsorship considered valid if the sponsor is in one country and the orphan is in another, merely by sending a monthly sum of money and providing gifts annually? Is it permissible for the money sent to be in two annual installments?
Is it permissible to take an interest-bearing loan from a non-Islamic bank to complete postgraduate studies, knowing that there is enough money but it would require selling the car?
What is the ruling on one who took out a loan with interest from a bank, knowing that he used to refuse to take interest from the bank when he had a balance there because it is usury?
What is the ruling on investing in a company that trades in oil, gold, and foreign currencies, and is subject to profit and loss?
Is it necessary, after 25 years have passed since a house was mortgaged, to repay the same mortgage amount to reclaim it, knowing that the mortgaged house was rented out?
Is it permissible to remain in a house that was purchased with an interest-bearing loan from the bank, given that there is no other place to go and [the need] to continue studying?
What is the ruling on depositing money in Faisal Islamic Bank, and does the recovery of capital from bankrupt companies (which had a fixed interest rate) count as usury?
What is the ruling on a programmer developing a program for loans and interest (riba) without prior knowledge of its prohibition, and must he complete the work on it given that the manager is aware of its prohibition and the programmer refuses?
Is trading in Emaar Properties stock, given that the company owns a non-Islamic bank representing 4% of its value, Islamically forbidden? And is it permissible to continue trading in it while donating 4% of the profits as charity? What about past profits if the trading was forbidden or involved an element of doubt?
Is it permissible for someone to give his brother – who is experiencing financial hardship and has to pay a financial penalty to the state – from bank interest, and is it permissible for him to take from this interest to pay for his car insurance?
Is it permissible to deposit money in banks and live off its returns, considering the difficult circumstances in Egypt and the fear of accumulating debts and being unable to repay them at an advanced age?