Interest and Riba
4,478 questions
What is the ruling on interest-bearing loans, with interest rates ranging from zero to four percent, offered by the Social Fund of a quasi-governmental company? And can these interest rates be considered expenses for the Fund or compensation for the depreciation of money's value?
Is it correct for a married daughter to be deprived of her annual share of the endowment (waqf) distributed among family members, with her father taking her share until his death?
What is the ruling on the interest (called profits) resulting from investing end-of-service benefits that are mandatorily deducted from one's salary? And how should the employee deal with these mandatory interests upon resignation?
Is it permissible to work for a company that produces a halal product, knowing that its capital is mixed between industrial companies (82.5%) and usurious banks (17.5%), in addition to its borrowing of $165 million from other usurious banks to complete construction and investment costs?
Is it permissible to retain offensive terms in forums that describe some famous people as immoral and disobedient as "fasiq" (transgressor/wicked), "mujrim" (criminal), or "khabith" (malicious/evil), or must they be deleted?
Is it permissible to subscribe to an unlimited internet service through a usurious bank, knowing that the service provider only offers this service through the bank, and that subscribing through other companies is more expensive?
Is it permissible to return to working in hotels that serve alcohol and forbidden things, or to obtain an interest-based loan to establish a project, when there are no other job opportunities and this affects the family?
Is the pharmacist obligated to pay the accumulated registration fees and usurious fines to the Pharmacists' Syndicate in order to practice his profession, and is he assigned to verify the Syndicate's usurious dealings?
Are the divorced woman's family sinful for keeping her four-year-old daughter away from her in order to marry her off, and are they obligated to return the girl to live with them, given that her paternal family does not adhere to religious teachings?
Is it permissible to dissect animals for scientific purposes, what is the ruling on dissecting a pig, and what is the ruling on touching human bones?
What is the ruling on allowing a social worker, who assists the family, to park his car in the home's driveway to go watch sports matches that involve শরীয়াহ violations such as the uncovering of 'awrah, music, and intermixing? And does sin befall the one who permits him to do so? And what is the ruling on one who allows a person to use his personal computer to take an entrance exam for studies funded by a usurious loan? And is it obligatory to prevent those dealing with usurious loans from using a personal computer for study? And should the principle "Leave that which makes you doubt for that which does not make you doubt" be applied in these cases, even if it leads to conflict?
What is the ruling on taking money in exchange for recruiting workers for a company, and does the ruling differ if the workers initiate the payment?
What is the ruling of the Maliki school of thought concerning dealing with banks to acquire a home out of necessity, and does the noble verse apply to it: "But whoever is compelled, neither desiring it nor exceeding due limits, then indeed, your Lord is Forgiving and Merciful"?
Is it permissible, in Sharia, to liquidate a percentage of the value of a bank guarantee to use it for the execution of a project, then disburse the remaining value after completion, knowing that the bank does not take any material consideration for that, or is this considered usurious lending?
Is it permissible to buy sweets or food for orphan children in my country from the percentage of bank interest that I was forced to take?
Is it permissible to subscribe to a forbidden company and sell its shares immediately upon their flotation on the market?
What is the ruling on borrowing from usurious banks with a "good loan" (without interest) under conditions that include transferring one's salary and committing to provide a certain amount, so that the borrower is given an equal amount and repays it in installments?
Is it permissible to pay the hospital bill from the wife's private money or to apply for a job to pay it without the husband's knowledge, given his refusal to pay it, and knowing that the bill is considered a debt upon her?
Is it permissible to take a loan from a usurious bank to build a house with the aim of steadfastness in the face of the Israeli occupation?
What is the ruling on visiting relatives whose family member works in a usurious bank, and eating their food, drinking their beverages, or accepting their gifts? And is there a way to maintain ties of kinship without falling into the unlawful?
What is the ruling on brokering trade between a seller and a buyer, sometimes using the name of the purchasing company, and is it permissible to increase the original price of the goods, given that the seller and buyer are from different countries?
Is it permissible to take a loan from a non-Islamic bank at an 8% interest rate and deposit it in an Islamic bank at a similar interest rate, with the aim of paying off the interest of the first loan and preserving my entitlements upon the bank's privatization?
What is the ruling on investing in the shares of the telecommunications company that will be floated on the stock exchange, knowing that the company will offer employees a grant equivalent to two months of gross salary for investing in these shares under preferential conditions (15% reduction in share price, facilitated payment in the form of a soft bank loan, and a guarantee for the share price)? What is the ruling on the profits resulting therefrom, and is zakat obligatory on them? If this investment is impermissible, is it permissible to take the value of the exceptional grant?
What is the ruling on using credit cards (Visa, Mastercard) for online buying and selling, and for withdrawing cash from ATMs, considering that some types allow overdrafts or require a balance, and in both cases the bank charges a commission and interest on late payments?