Interest and Riba
4,478 questions
What should I do about a vow I made out of ignorance, where I vowed to forgive part of a debt, lend someone an interest-free loan, and fast for three days, all upon my mother’s recovery from Corona, knowing that I later discovered that vows are disliked?
What is the ruling on borrowing money from the National Bank through selling a commodity—such as iron—to me, then selling it back to me again with a 10% increase, provided that the amount is repaid in monthly installments over a period of not less than 5 years?
Is it permissible to take a loan, with the intention of paying it back, from money whose source is bank interest, or is it permissible to take it as charity, knowing that the borrower needs the money to complete the building of his house?
Are the wife and her infant considered sinful if they benefit from money earned by the husband through unlawful means, despite her disapproval and fear of being expelled if she objects?
Is it permissible to work from home without issuing a commercial license, given that the state mandates it and the license requires a commercial register that is not issued to non-citizens, with the condition that the owner of the business resides in the licensed home?
What is the ruling on taking a loan to buy an apartment, secured by a certificate of deposit without cashing it, provided that the loan installments are paid from the certificate's returns?
What is the ruling on money paid by the bank as a loan to the Agency for Youth Employment Support with interest, as part of an investment project in which the young person contributes 5%, and the agency contributes 25% to be repaid to it without interest, while the remainder is from the bank to the agency with interest?
What is the ruling on working in the financial affairs of a company that deals with banks for usurious loans?
Is it permissible to buy more than one car in the names of relatives and friends to resell them in the market, due to the high prices of cars and the limited supply from the dealer who only allows the purchase of one car every five years?
What is the ruling on exchanging cars? Thank you.
Is there a religious objection to the aforementioned bank loan, especially since the profit margin ranges between 2.1% and 2.2%, and does it prohibit settling the loan before its due date?
What is the ruling on obtaining a visa card from Egypt Post, knowing that dealing with usurious banks is forbidden, and Islamic banks do not provide the required services, and this visa card has its own funds deposited into it and no interest is applied to it?
Is it permissible to take out a loan to pay off debts, or to buy a car for work, or for any project, while suffering from poverty, hardship, and existing debts?
Is it obligatory to pay off the deceased father's debt to the Real Estate Bank from the rent of his leased house, or should the rent be distributed among the heirs even though some are indifferent to the debt?
What is the ruling on a real estate merchant sharing in the profits in exchange for finalizing the legal deed (sukuk shar'i) paperwork for a property and paying government fees, while also receiving a fixed amount per plot of land as profit, recovering the invested amount, and taking a plot of land as collateral?
Is it permissible to take out a loan with interest to cover university tuition fees, knowing that there are no interest-free loans available, and discontinuing studies means not completing university education?
Is it permissible to use bank cards that impose an additional 10% fee on an item if its price is in a foreign currency, in addition to a fixed amount in local currency as an international usage fee, knowing that these fees are not refunded when the item is returned?
Is it permissible to pay a forbidden bribe to obtain a job that involves usurious money, knowing that the recipient of the bribe is sinful for taking it, whether the money is lawful or unlawful, and does this fall under the expenditures of usurious funds?
Is it permissible to convert an installment sale of a phone with deferred payment into an installment sale with an increased price when the buyer fails to pay on the agreed-upon date?
Have I sinned by purchasing oud oil at a low price from a worker when the shop owner was not present, and I later learned that its true price is much higher, and I did not return the oil?
Is it permissible to borrow money where the lender receives 10% of the net profits until the debt is paid off? And what is the way to correct this if it is not permissible?
What is the ruling on using a Visa card, given my need for it while traveling?
Is it permissible to combine two usurious loans into one with a lower interest rate and faster installments, or is that considered another forbidden usurious contract?
What is the compensation due to an imprisoned defendant in the Islamic system upon proof of their innocence?