Loans and Debt
959 questions
What is the legal ruling for a startup company that lends money and deducts a commission, expenses, risk, and profit margin upfront from the loan amount, without imposing late fees or additional claims in case of default, and the company bears the loss of bad debt?
Is the amount of money taken by the questioner from a stranger years ago considered a debt that must be repaid, taking into account the smallness of the amount and the passage of this long period?
Is it permissible to purchase a commodity by installments at a higher price than its cash price, when one is able to pay for it in cash?
Is the questioner entitled to demand his right from his partner and his brothers, knowing that he lost part of his capital due to the non-payment of one of the checks after the division of payments among them?
What is the ruling of Sharia regarding the inability of the questioner to repay a debt to a foreign woman residing outside the country, due to local laws that prevent the transfer of funds, despite his improved financial situation, and his fear of Allah's punishment?
Is one who delays repaying a debt past its due date, while experiencing severe financial hardship, considered sinful?
What is the ruling on money taken by a son from his father to buy a car, and is it considered a debt that must be repaid, or a gift or assistance?
Has the person from whom I took money without his knowledge to pay off a debt on a piece of land become a partner in this land, and does he have a right to it? And if I seek his absolution for the money and inform him of what I did, do I give him only the money I took, or his money plus a portion of the land's profit?
What is the ruling on selling goods in installments on behalf of the agent, considering their cash price as a debt owed by him to the principal, and is it permissible for the agent to dispose of the exchanged goods, or to set two prices for the commodity, or to purchase it from the principal at a price exceeding the source price?
What is the ruling on a mother disposing of her son's money without guarantees, and preferring her grandchildren from relatives over her grandchildren from her son, despite their attachment to her?
Is it considered usury for a mother to take 200 Saudi riyals from her son and use it to pay off a debt she owes, while another 200 Saudi riyals belonging to the son remain in her bank account?
Is the profit gained from purchasing goods in cash at a discount and selling them to the company on credit at their original price permissible (halal)?
Is the money that the mother took from her grandmother considered an inheritance for the sisters, and must it be returned and divided among them, or not?
What is the ruling on money taken from a foreign woman after an illicit relationship? Must it be returned to her? Is what was spent from it considered a debt? And is boycotting this woman a condition for the husband's repentance in order to regain his wife?
Is the merchant obligated to reduce the agreed-upon price in installment sales with an increase if the buyer pays before the specified time?
How can one clear their conscience regarding a product whose value was not accounted for during shopping, given the difficulty of returning it to the store or informing them?
Is it permissible for a maternal cousin to take a share from the association between him and the questioner without the latter's knowledge or consent, on the pretext that the questioner's parents owe his mother?
Are the guardians of someone killed by mistake permitted to pardon the blood money, given that the deceased was in debt and left a will?
Is he who contributed a portion of the blood money for the manumission of a slave considered like one who manumitted a slave and thus receives its reward?
Is the apartment that the husband registered in his wife's name, with the intention of appeasing and reassuring her after she found out about his relationship with another woman, considered the wife's property, given that he previously took money from her (from the sale of her land) and did not return it?
What is the ruling on purchasing residential units through real estate financing, where the buyer pays 20% upfront and the remainder over 20 years with a fixed installment or with a 7% annual increase?
Am I sinful for having caused one of my relatives to take out a loan to pay off a large sum of money on my behalf, which I was forced to borrow to settle a debt I owed, a debt I had incurred from my own money to help my fiancé?
Is it permissible to rent a room to receive government unemployment benefits for the self-employed, knowing that the tenant lives with his family, the contract is real and not fictitious, he has no other source of income, he is elderly, in debt, and ill?
How can a Saudi Visa debt be paid when its party cannot be reached, and is it permissible to disburse a portion of the money monthly with the intention of repayment, and how is the monthly installment amount determined, given the existence of an undisposed inheritance?