Loans and Debt
959 questions
Is it permissible for the teacher to take out a loan to pay off the second Visa card, after he swore an oath of divorce to pay off both cards from his delayed night salary, knowing that paying off this card is a condition for obtaining a larger loan?
What is the ruling of Islamic law concerning dealing with a person whom you lent a sum of money to help him, then he borrowed another sum from you, then the spouses differed because of that, so are you the oppressor or the oppressed, and who is obliged to repay the debt?
Is it permissible to adopt an arbitrary exchange rate (70 dinars per 100 dollars) without the explicit consent of the other party, and would the price difference be lawful for the questioner?
Is it permissible for a wife to take money from her husband without his knowledge to pay off her debts that he refuses to settle, despite his abundance of wealth?
Is it permissible to give charity on behalf of the deceased to a sister who is indebted and has limited income?
How can a friend who has repented from fornication and theft, but does not know the amount he stole, and does not possess the money to return it, and cannot seek absolution for fear of imprisonment, complete his repentance while he desires to obey Allah?
Am I liable for half of the debts resulting from the loss of the project in which I participated with effort and by bringing in projects, knowing that the partnership was verbal, I was unaware of the company's previous debts, I had demanded a formal contract but it was not issued, and I only received my expenses from the project?
Is it permissible to pay for the water meter in installments, with additional charges levied in the event of late payment?
Should the amount the uncle claims as a debt from the deceased be repaid, even though it was a end-of-service gift?
How can one absolve oneself of responsibility for an embezzled amount without informing the company owners, by merely waiving the equivalent legal compensation, and what if they insist on compensation?
What is the ruling on the late payment fine imposed by the university on students who are late in paying tuition fees?
What is the ruling on redressing an injustice on behalf of a relative who participated in a theft as a child without his knowledge or being informed, and is he absolved by that, and is what the questioner did—returning the money on his own behalf without the owner's knowledge—valid, and is the questioner sinful for not informing his relative, and is it permissible to pay off a debt on behalf of someone else without their knowledge, and what if the owner of the money dies?
Am I obligated to pay a sum of money to the woman whose work I affected due to my fear of her, and what should I do if she is not the one concerned with the money I owe? Am I obligated to fulfill a vow resulting from unintentional obsessive thoughts? Am I obligated to fulfill a financial promise or give compensation for helping others if these are merely thoughts I cannot act upon? Am I bound by the value of the debt I intended, even if it is greater than the actual debt? What is incumbent upon me if I do not abide by my promise to give something to a person or invite them? What is the ruling on obsessive thoughts that make me doubt the permissibility of money or food? What is the ruling on thoughts that link doing good to someone with a misfortune befalling them, or with the death of a patient when visiting them? What is the guidance for me and my sister who suffer from these obsessions?
How is the inheritance distributed among the deceased's heirs: 2 sons, 3 daughters, 3 grandsons (son's sons), and 1 nephew (full brother's son), given that the deceased has debts and was financially sponsoring his youngest daughter through the bank?
What is the ruling on one who borrowed money in childhood and forgot its owners and amount? Is it permissible to give it as charity on their behalf with the intention of repaying the debt? And does anointing oneself with olive oil invalidate ablution?
What is the ruling on agreeing with a partner to recover the principal in fixed monthly installments, in addition to a fixed monthly amount, given the suspicion of usury (riba)? And what is the ruling on considering the amount paid from the profits as part of the principal to recover the remainder, then calculating the profits for the past period?
How can a past debt of unknown amount be settled with shopkeepers who do not recall the debt, and is it permissible to give the money in charity on their behalf?
What is the ruling on working on an investment project that relies on settling clients' defaulted loans by purchasing a car for them for a certain amount, then having the client write a check for a larger amount, while enabling him to sell the car and use the money to pay off his old loan and obtain a new loan, with the institution's profit being the difference between the two amounts?
What is the ruling on the money remaining from unlawful gains that was used to purchase shares, and do the shares and their profits become the property of the questioner if he repays his debt, knowing that he wishes to adopt the fatwa which dictates that he receives half of the money and the original owners of the capital receive the other half, and that he currently needs the money?
Is it permissible to deduct from one's salary for educational rehabilitation or a permissible trade to pay off accumulated debts, knowing that paying a portion of the salary directly to the creditors will delay repayment for many years and increase their harm? And do the creditors have a share in the profits of this trade or investment if repayment is made from it?
Is it permissible for the financier of a commercial project, through an Islamic Tawarruq financing, to request a percentage of profit from his partner in exchange for the financed amount, knowing that the bank will deduct the amount monthly from the financier's salary?
Does a debt cease to be owed if it is repaid to its owner without his knowledge that it is a debt settlement, and what is the ruling on depositing the amount into his bank account or sending it via a quick transfer in the name of another person without disclosing the reason for the transfer, and is it necessary to follow up on the receipt of the amount in the case of a transfer?
What is the method for repaying an amount that was disbursed to the employer, given the current financial inability to repay?
Is the inheritance calculated if the deceased left a debt, which is a very large loan exceeding the estate, and it was pardoned but its official paperwork has not yet been completed?