Interest and Riba
4,478 questions
Does one sin by selling a book via Amazon Kindle if the buyer pays with an interest-based credit card or another forbidden means, given that the seller does not know how the purchase process is carried out, and the book itself is not forbidden?
What is the meaning of Umar’s (may Allah be pleased with him) saying to the Prophet (may Allah’s peace and blessings be upon him): "We have not given baseness in our religion"?
May Allah bless you. What is the difference between a loan and a debt?
"Does dealing with a riba-based bank through current accounts necessary for work, with no interest taken, and using a credit card covered by a cash balance with repayment before the due date, along with disposing of the deposit's interest, lead to engaging in what is forbidden; and is it permissible to benefit from the airline's added card points, and what is the suitable book for studying Islamic economics? "
Is it permissible to buy a house through the bank, where the bank pays most of the price and the borrower repays monthly installments equal to the current rent until he owns the house?
Is the money due to the heirs from the bank after the death of their father—knowing that it is an interest-based bank—lawful or unlawful, given that they were unaware of this entitlement beforehand?
Is it permissible for a student to continue his studies at a university that imposes a 1% late fee on tuition, knowing that all universities in the country follow the same system?
What should someone do who ignorantly lent a sum of money with interest, then learned of its prohibition, and the borrower wanted to return the amount in cash or with a mobile phone whose value exceeds the original amount, then the latter returned an amount greater than the debt but less than the value of the proposed mobile phone? And should he return the excess to the borrower, or give it in charity, or use it?
What is the ruling of Sharia on taking a loan from a real estate bank to complete the construction of a house, knowing that the bank will take 1% as banking service fees?
What is the ruling on dealing with a bank where the accrued interest is less than the monthly account fees and charges, such that the customer does not actually receive any interest?
Is it permissible to deduct a portion of the surplus donations for treating patients—exceeding their needs—to cover the salaries and expenses of the collection department, or the administrative and operational expenses of the charity? And is there a specific percentage for this deduction and its designated uses?
What is the ruling on buying a house with an interest-based bank loan if Muslims in Iran are given the choice between falling into bank usury once to buy a home, or falling into it annually when renting, where the tenant pays a monthly rent along with a loan (mortgage) that the homeowner returns at the end of the term? Which of the two is less harmful, and is it permissible for the tenant to fall into bank usury for a single time? And is giving this "mortgage" by the tenant considered usury?
Is it Islamically permissible to use a Visa card if it does not involve usurious interest and there is no usurious condition for delayed payment of administrative fees, and does the mere fact that the bank is usurious make dealing with it forbidden?
What is the Sharia ruling on building and purchasing land with usurious loans, and is selling the house the only solution to this problem?
Is the Islamic anthem a bid'ah (innovation), and what is the response concerning the anthem "Tala'a al-Badru 'Alayna" and the poetry of Hassan ibn Thabit, and is it permissible to introduce new matters that are not acts of worship for the sake of benefit, as 'Umar (may Allah be pleased with him) did?
Is buying a car through the bank with 4% interest, by transferring the price of the car and the profits to my personal account first and then to the car company, considered usury (riba), knowing that the bank justified this by the necessity of registering the car in my name so that I can transfer it to Egypt in the future? And is repentance accepted if this act was a sin committed out of ignorance?
Is it permissible to compensate for a loss from the principal amount when withdrawing it from a usurious bank, from the accrued interest, with the intention of repentance?
Is it permissible for a father who suffers from illnesses and is unable to earn a living, and has a small income that is insufficient for life's necessities and his children's education, to take the bank interest on his end-of-service gratuity as assistance, or is it considered forbidden usury? And what is the ruling on depositing it in Islamic transactional banks?
Is it permissible for the wife to take money from her husband without his permission to educate their son and help him memorize the Qur'an, or for any hardship, in the event that the husband does not fall short in spending but does not have a specific goal for his son?
Is a husband permitted to prevent his wife from completing her university education, and is he sinful if he lets her do as she pleases despite his fears regarding her behavior at the mixed-gender university?
Is it permissible to pay bribes to oppressive officials from usurious gains acquired out of necessity to protect one's trade and lawful wealth?
Is it permissible to take a loan from the bank to cover the costs of equipment for a government youth project, while refusing to take the portion allocated for personal expenses, knowing that the bank is a partner in the project?
Is the money earned by an accountant who works for companies that deal with interest (riba) – even though his primary work is permissible (halal) – entirely forbidden (haram) or mixed? And does mixed money prevent prayers from being answered? And if it is mixed, is it permissible to estimate the forbidden portion based on the hours spent recording interest-based entries and then distribute it to Muslims?
Why is man subjected to the test of this worldly life, and why does he not have the option of choosing not to be rational and sentient to avoid this test, despite his lack of interest in the delights of Paradise?