Interest and Riba
4,478 questions
How can pensioners increase their income to cope with rising prices, especially with the prohibition of dealing with usurious banks and their lack of knowledge of Islamic investment alternatives?
Is it Islamically permissible for the profit share to be 8% and the loss share 5% in a company's partnership?
What is the ruling on the following: - Making a price offer in the name of a usurious bank or for a client, with the knowledge that they are funded by a usurious bank? - Accepting payment by a check issued from a usurious bank? - A staff member giving the client the company's account number in a usurious bank for transferring the due amount – is this considered writing down usury?
What is the ruling on mortgaging a house to the bank to buy undeveloped land for cultivation and work, knowing that one works for a company that deals with usurious banks and that all banks are usurious?
How should one deal with a Muslim friend who has been proven to have committed adultery, consumed alcohol, and gambled? Is it permissible to boycott him or should one maintain his companionship hoping for his repentance, especially since "a man is upon the religion of his intimate friend" and Allah Almighty says: "And let no pity for them overcome you in the religion of Allah, if you should believe in Allah and the Last Day"?
Is the Murabaha loan from the Saudi Hollandi Bank, amounting to 95,500 Saudi Riyals with a profit of 12,0 Riyals for the bank over four years, permissible or forbidden?
What is the ruling on dealing with usurious banks by keeping an amount of 1000 dirhams to avoid withdrawal fees, and how should the interest from this amount and the interest from an Islamic bank be dealt with, and are there truly Islamic banks?
Is it permissible to purchase a car through a loan from a commercial bank that pays its price directly to the dealership, and the bank collects the amount from the buyer in installments without any increase to the advertised price, apart from a small sum for administrative fees, knowing that the amount the bank pays to the dealership is less than the advertised price, and that late payment does not result in an increase?
Is the mediation between Al Baraka Bank and car companies to submit loan applications for customers, which appears to be an interest-based transaction, considered a forbidden act?
Is it permissible for a veiled woman who could not find work due to her hijab to accept a job at a company that requires removing the hijab, or to take out an interest-based loan to start her own business, knowing that this is the only way to support herself and her mother under difficult circumstances?
Is he considered sinful, the one who buys a computer for his friend using his credit card, in return for receiving the interest amount added to the price of the device, with the aim of helping his friend avoid the complicated procedures of buying it in installments?
What is the ruling on the money my maternal uncle is demanding from me, after my friend, whom I guaranteed, defaulted on his payment, knowing that my uncle lends money in exchange for it being returned multiplied?
Is it permissible to obtain a credit card (Visa) issued by a bank, characterized by a fixed monthly administrative fee, the possibility of installment payments without interest, with a fixed late payment penalty on the bill and fixed fees for cash withdrawals that are paid to relief organizations, based on the bank's claim that it conforms to Islamic Sharia and that there is a fatwa to that effect?
Is paying money to someone to obtain a driver's license that the applicant is not legally entitled to, in their country of residence, considered a bribe?
Is it permissible for a displaced person, or someone living with their family, to take an interest-bearing loan from the state to build a house due to necessity, knowing that this loan is conditioned on interest deducted from their salary, and that some scholars have permitted this in cases of forced displacement and the separation of children?
What is the ruling on placing paid advertisements on a website, whether from advertising companies or by participating in the Google AdSense service, and what is the Islamic legal standard for these advertisements?
Is it permissible to buy shares of a company whose activity is halal, but without available statements clarifying the percentage of its dealings in lending or borrowing, and if not permissible, then what is the way to know the volume of loans in the company's capital?
Are funds deposited in an Islamic bank—without knowledge of its internal regulations, and designated as a deposit with an unknown annual profit dependent on the bank's earnings—halal or haram?
Is it Islamically permissible to trade lands designated for construction by the government at reduced prices and in installments, given the government's prohibition of such trade and its condition of ownership within three years, and is obedience to the ruler obligatory in this regard? And how can one participate in building on this land in the correct Islamic manner if the partner will pay the required amount in installments, and is it permissible to annul the contract with him if he fails to pay half of the agreed-upon amount?
Is converting usurious transactions into Islamic transactions considered an exit from "war with Allah and His Messenger" after repentance and remorse?
Is it permissible to take a percentage from those who provide charitable donations (Zakat, orphan sponsorship, Sadaqat) to the association, or is the percentage restricted to general donations only? And is it permissible to give a percentage from the general fund if it is not permissible to take it from Zakat, knowing that this affects the general fund designated for employees and the association's activities?
Is my answer "No, I am not pregnant" to others' questions, while I intend to conceive in the future after I recover, a sin?
Is it permissible to deal with banks specializing in financing housing projects, such as the Housing Bank currently, to purchase a dwelling?
Does an employee’s writing of data that includes usurious bank benefits, or his working in a place where salaries are derived from usurious bank transactions, place him and his colleagues under the threat of usury, and what about purifying money through charity?