Interest and Riba
4,478 questions
Is the Egyptian Saudi Finance Bank considered an Islamic bank, and is it permissible to take and benefit from its profits, or is it a usurious bank that one should not deal with?
Do the heirs have to repay the debt of their deceased uncle – which was an interest-based loan – after the death of his guarantor, their father, knowing that the remaining amount is the usurious interest, and that their uncle does not own any property to repay his debt?
Is it permissible for a person to spend usurious interest taken from the bank on phone expenses?
Is it permissible for the guardian (ruler) to restrict divorce to the judge's court, as a matter of Shar'i (Islamic legal) policy?
Is it permissible to obtain a loan from the Jordan Islamic Bank to open a dairy factory, knowing that the bank takes annual profits at a rate of 6% on the amount, where the borrower purchases the equipment and submits its invoices to the bank so that the bank pays the merchant for them and adds its profits to the invoice?
Is a wife obligated to obey her husband within the bounds of Islamic law—regarding household care and acceding to his request for intimacy—knowing that he does not pray, does not pay zakat, has committed adultery, and drinks alcohol? And is she considered sinful, and will the angels curse her, if she does not obey him? And does the facilitation of her marriage after performing Salatul-Istikhara mean that she did not understand its true meaning?
Is it permissible to use the interest gained from an amount deposited in a conventional bank to cover the costs of a visa and plane ticket for my mother to perform 'Umrah?
What is the ruling on borrowing a sum of money from a bank to pay it directly to a government entity in exchange for social housing, and is this considered usury (riba)?
Is it permissible to take out an interest-bearing loan with forged invoices to pay off debts in cases of necessity and the absence of an alternative?
What is the ruling on depositing money in a branch of a bank that declares itself to be Islamic and invests funds according to Sharia (and Allah has permitted trade and forbidden usury), but whose actual commitment cannot be verified?
How can one atone for the sin of purchasing a car in installments through a bank, knowing that all installments have been paid in full, and the purpose of the purchase was to avoid the hardship of public transportation and to help the family?
Is it permissible for a doctor to issue a health certificate to clients for submission to insurance companies in order for them to obtain life insurance, thereby enabling them to secure usurious loans from banks?
Is purchasing a home from a bank that owns the home and sells it through a fictitious interest-bearing loan considered usury, or does the bank have the right to choose the method of sale?
Is it considered usury if I borrow 100 million from the bank, where 50 million are waived, and the remaining 50 million are to be paid back, becoming 100 million over twenty years, knowing that I will return 100 million in exchange for the 100 million I borrowed?
Does the partner receive a quarter of the shop's entire profits, or only a quarter of the profits generated by his capital, if the second partner acquires capital in the shop one year after the initial agreement?
What is the ruling on dealing with money deposited into a person's account, after it has been invested in usurious banks and other institutions, and how can one dispose of it if it is unlawful, knowing the difficulty of returning it to the relevant parties?
What is the ruling on an investment certificate where a specific amount is paid for a period of 18 years, and then the paid amount is recovered along with an additional sum from the bank?
Is it permissible to purchase a car through the bank with Murabaha financing, whereby the bank finances 75% of the car's price chosen by the buyer, and the amount is paid in installments with a 6.5% Murabaha over 5 years, knowing that the car is not available at the bank and the bank stipulates registering the car in the buyer's name and mortgaging it to the bank?
What is the ruling on participating in the study and follow-up of a project that relies on an interest-based loan, if the work involved specializes in environmental protection and reducing the project's negative impacts on it?
Is it permissible for a Muslim to borrow money from his Christian wife if she will borrow this money with interest from the bank, knowing that the money itself is originally permissible (halal) and that the husband has no involvement in the usurious transaction with the bank?
What is the ruling on borrowing from the company I work for, with interest less than that of a bank, to buy a house for residence, knowing that I live in my father's house and wish to have my own independent dwelling?
Is it permissible to give usurious money deposited in a bank account to someone eligible for marriage without informing him, or how should it be disposed of?
Is it Islamically permissible to set two prices for a single product: one for immediate payment (10 Lira) and another for installment payment (20 Lira)? And is the difference between the two prices considered usury (riba)?
What is the ruling on subscribing to Ma'aden shares?