Interest and Riba
4,478 questions
What is Riba (usury/interest), and how does it compare to the widely circulated term of bank interest today? Is Riba a benefit or a necessity? And how can one live in a system free of Riba?
Is giving a sum of money to a company owner in exchange for a specific monthly percentage considered unlawful (haram), and is this similar to banking transactions?
What is the ruling on money earned from working in a pastry shop that does not issue health certificates to workers, and what is the ruling if it is issued after repeated requests, given that there are other workers who do not hold health certificates, or who obtained them through illicit means such as bribery?
Is buying a share for $1500 from a foreign company, with a guaranteed capital and a return of $500 monthly for one year (totaling $6000), considered clear usury, or is it permissible to receive money from non-Muslims?
Is it permissible to take out a loan from a bank to work as a freelancer after the husband has completed a year in a hotel that forces him to serve alcohol, given the difficult financial situation and treatment?
Is buying a car through the bank—where the bank pays the remaining amount to the dealership and the customer repays it in installments, with a prohibition on selling the car and the bank owning it until the installments are paid off—considered usury (riba) or a deferred sale?
Is the percentage mentioned in the trade offer with the foodstuff company considered usury or trade profit, and is dealing with them permissible or forbidden?
Is it permissible to take an interest-bearing loan from non-Islamic banks for the purpose of building a home, given the unavailability of Islamic alternatives, the urgent need for housing, and the fact that dealing with these banks is a necessity for receiving salaries and safeguarding money?
How is the inheritance of a deceased father divided among his two wives, five sons, and ten daughters, given that there are debts owed by one of the households, and debts owed to him by one of his sons and sisters?
Is it permissible to sell administrative floors in a tower to a commercial bank for it to establish a branch therein?
Is it permissible to take money from usurious banks as "financial sponsorship" to fund an academic trip or student projects, and is the prohibition of usury restricted to food, drink, and clothing only?
How is the zakat calculated for money invested in bank funds, specifically the Saudi Companies Fund at Al Rajhi Bank?
What is the ruling on the military advances (material loans) given by the Salaf?
Is it permissible or forbidden for cars to be sold in installments in cooperation with Islamic and usurious banks, where the price of the car is taken from the bank at its cash value without interest, and the customer pays in installments with interest to the bank?
What is the ruling on purchasing a house that meets Aramco's specifications for the seller's use, while the buyer benefits from a subsidized loan to purchase another house that suits him?
How can one act Islamically regarding a project that was built on land ceded by heirs, funded by an interest-based loan, with the intention of making it permissible after the death of the borrowing partner, taking into account that he is the sole provider for his orphans?
Is it permissible to work for a non-profit international Arab organization that lends to member states at a fixed interest rate not exceeding 3% to cover administrative costs, given that the organization's revenues come from other investments?
Is it permissible or forbidden for banks to lend to an individual against his rights in his company, such that the lending takes place in the form of a commodity or shares that the bank sells on his behalf without the borrower seeing them, with a specific monthly amount deducted with interest?
Is working in a usurious bank, without dealing with interest or loans, considered unlawful if it is limited to technical computer matters, especially given the lack of an alternative and the need to provide for one's family?
Is one who works on mortgaging a fishing vessel in a concerned ministry, on behalf of its owner, after the owner of the vessel has agreed with a bank on an interest-based loan, sinful, and does the Hadith: "Allah has cursed the one who consumes Riba, the one who pays it, the one who writes it down, and the two who witness it" apply to him?
What is the ruling on shunning a dissolute brother when interaction with him leads to committing sins, and is this shunning considered tantamount to killing him, as stated in the Hadith?
Is it permissible to exchange a promissory note (document of deferred payment) for its financial value, while paying interest to the bank, due to financial hardship?
Who is Ibn Dabees, what is his biography, and what are his most famous works?
Is it considered usury for a master to lend his slave money on the condition that he repays it with an increase, knowing that the master owns the slave and has the right to dispose of him?