Interest and Riba
4,478 questions
How can one repent from an interest-based loan taken to pay the price of a farm, and what is the optimal way to repay this debt? Is it better to resign in order to repay the debt, or to convert the loan to an Islamic bank and continue with the installments?
What is the ruling on profits generated from mixed investment funds (stocks and bonds) granted by the Libyan state as an alternative to wealth, and is Zakat obligatory upon them? If so, what is its amount, and is it obligatory on the portfolio's value and profits, or on the portfolio only, or on the profits only?
Is it permissible to take a hairdryer from the school's inventory after it has been damaged by the school, or is that considered a sin?
What is the ruling on taking a loan from a bank where the client submits a pro forma invoice for project supplies, and after the bank's approval, it directly pays the cost of the equipment to the supplier company without the client receiving any money, then the client repays the amount to the bank with a five percent increase?
What is the legitimate Sharia-compliant way to finance the completion of a paint factory owned by the father, given the son's refusal of usurious borrowing, the absence of Islamic banks in Syria, the lack of liquidity, the father's illness, his urgent need for work, and his inability to sell a property he owns?
Is it permissible to use the proceeds of usurious money to finish an orphans’ apartment and rent it out for them to live off its income?
Is it permissible to partner with someone in a restaurant if the capital withdrawn by him for the partnership is from an interest-based bank loan, knowing that most of his other money is from his salary which he deposits in an interest-based bank, and that I will withdraw my money from an Islamic bank?
Is it permissible to take the interest that the bank gives on deposited money at a certain rate without request, given that the source of this money is unknown, whether it is permissible or forbidden?
What are the opinions of scholars and their evidence regarding the ruling on depositing money in riba-based banks, and which of these opinions is preponderant and why?
Is a woman who lies to escape those who meddle in her private affairs and embarrass her with questions sinful? And what should she do with them in the future?
What are the available alternatives for paying the remaining half of the price of the house, which was purchased in my name to help my nephew, without resorting to interest-based financing, especially since I cannot obtain financing from Al Baraka Islamic Bank?
Is it permissible to change one's profession in official documents to something other than what it is in reality, in order to avert the harm of being prevented from practicing trade?
Is it permissible to borrow with interest from banks for work and marriage due to the lack of other work, given that the work conditions necessitate shaving the beard?
Is it permissible to give the amount of usurious interest acquired from a usurious bank—after getting rid of it with the intention of not seeking reward—as a benevolent loan to female colleagues entangled in debts with interest from credit cards, in order to pay off their debts and prevent them from resorting to other usurious loans, knowing that they possess some luxuries?
Is money earned from building homes financed by an interest-based loan considered permissible (halal) or forbidden (haram)? And does the ruling differ if the interest rate on the loan increased after it was obtained, given that the borrowers knew it was usury when they took it?
Is the additional amount (six million dinars) that the government is asking for in exchange for the real estate loan considered usury (riba), and therefore unlawful (haram)?
Is it permissible to sell a house in exchange for obtaining an interest-based loan as compensation from the Trust?
Is it obligatory to dispose of usurious gains acquired from commercial bank deposits, taking into account the devaluation of the currency and the unavailability of Islamic alternatives in the past? And is it sufficient to switch to dealing with Islamic banks for past transgressions to be forgiven?
Is it permissible to withdraw money from an Islamic bank that guarantees the principal and converts its profit into usurious interest, and deposit it into a conventional bank that opens a special account without interest?
Is it permissible to open a physical therapy center without a license, knowing that licensing is only granted five years after graduation?
Is the refund received for a bedroom that was not delivered considered usury, given that its price was paid to the bank through Murabaha? And what should be done with this money if it is usury?
What are the names of the reliable Islamic banks in Qatar that can be dealt with to avoid usury (riba), and what are the permissible transactions offered by them, such as Visa, car loans, and qard hassan (benevolent loans), and what are their conditions?
What is the ruling on working as a full-time lawyer for a non-governmental organization (NGO) that provides interest-bearing loans, where the work involves disbursing loans, verifying promissory notes, and legally pursuing defaulters?
What is the ruling on the state allocating a car and guards for the head of a department, knowing that this falls under the principle of taking precautions for security considerations?